320 2nd Ave NE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 320 2nd Ave NE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1964
Lot Size	0.225 acres (9,799 sqft)
Owner	2 Individual Names on File
Last Sale	$137,000 (Jul 2018)
Tax Bill	$2,498 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-042-0340`

Property Details

APN / Parcel Number

Primary APN	`21-042-0340`

Interior

Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	9,799 sqft (0.225 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	320 2ND AVE NE
City	MILACA
State	MN
Zip	56353-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	SECOND ADDITION TO MILACA
Legal Block	13
Legal Lot Number	2
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2022
Census Tract	170500

Owner

Source: Mille Lacs County assessment roll, APN 21-042-0340, as of September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 2ND AVE NE, MILACA, MN 56353-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	2018407218
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 25, 2018
Property Address	320 2ND AVE NE, MILACA, MN 56353-1604
Document Number	A407218
Instrument Date	Jul 20, 2018
Instrument	A407218
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$452.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 2ND AVE NE, MILACA, MN 56353-1604

Mortgage

Document Number	A407219
Date	Jul 25, 2018
Instrument	A407219

Lender

Name	SPIRE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll as of September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,498.00 (+13.03%)
2025		$206,400 (+17.41%) Land $32,000 Building $174,400	$206,400 (+17.41%) Land $32,000 Building $174,400
2023	$2,210.00	$175,800 Land $28,000 Building $147,800	$175,800 Land $28,000 Building $147,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), as of March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951705002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 226 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: East Central Energy.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1480002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Milaca serves 3,043 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.