320 21st St S, La Crosse, WI 54601 Property Records

La Crosse County property record for 320 21st St S, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,822 sqft · built 1938
Lot Size	0.163 acres (7,100 sqft)
Owner	Company Name on File
Last Sale	$312,500 (Jun 2022)
Tax Bill	$4,773 (2025)
Deeds & Mortgages	Jan 2023 Sale Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-030243-110`

Property Details

APN / Parcel Number

Primary APN	`017-030243-110`
Alternative APNs	`17 30243 110` `33463`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	1,214 sqft
Basement Area	834 sqft
Elevator	Elevator

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	145 ft deep x 50 ft wide
View / Lot	Highway
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	320 21ST ST S
City	LA CROSSE
State	WI
Zip	54601-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	PRT SW-NW FKA SMITH & BACHELDERS ADD (NOW VACATED) LOT 48 BLOCK 4 LOT SZ: 49.5 X 144 4/7
Legal Range	07W
Legal Township	15N
Legal Section	04
Legal Subdivision	SMITH & BATCHELDERS ADDITION
Legal Block	4
Legal Lot Number	48
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	4
Census Block	4005
Census Tract	700

Owner

320 21st St S is owned by a company that acquired it in January 2023.

Source: La Crosse County records, as of March 11, 2026

Owner of Record	Company Name on File
Mailing Address	320 21ST ST S, LA CROSSE, WI 54601-5027
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Warranty Deed, Transfer
Jan 26, 2023	Correction Deed
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage EDUCATORS CU
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage THOMPSON KANE & CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	Apr 2, 2020 · Amount on File
Deed Document Number	20221795796
Last Transfer Date	Jan 25, 2023
Transfer Doc	0001804320
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jan 6, 2023
Property Address	320 21ST ST S, LA CROSSE, WI 54601-5027
Document Number	0001803811
Instrument Date	Dec 30, 2022
Instrument	1803811
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jan 26, 2023
Property Address	320 21ST ST S, LA CROSSE, WI 54601-5027
Document Number	0001804320
Map Reference	4
Instrument Date	Dec 30, 2022
Instrument	1804320
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 28, 2022
Property Address	320 21ST ST S, LA CROSSE, WI 54601-5027
Document Number	0001795796
Instrument Date	Jun 27, 2022
Instrument	1795796
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001795797
Date	Jun 28, 2022
Instrument	1795797

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Apr 2, 2020
Property Address	320 21ST ST S, LA CROSSE, WI 54601-5027
Document Number	0001743285
Instrument Date	Apr 1, 2020
Instrument	1743285
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CUSTOM TITLE, NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001743286
Date	Apr 2, 2020
Instrument	1743286

Lender

Name	THOMPSON KANE & CO LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 320 21st St S was $4,773.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,773.00 Homeowner's exemption	$275,300 Land $48,200 Building $227,100	$286,900
2023	$4,919.00 Homeowner's exemption	$238,300 Land $46,600 Building $191,700	$238,300 Land $46,600 Building $191,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 21st St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 21st St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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