Grand County property record for 320 20th St, Kremmling, CO 80459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,076 sqft · built 1976 |
| Lot Size | 0.276 acres (12,066 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jul 2020) |
| Tax Bill | $2,989 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R020330 |
| Primary APN | R020330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 2,076 sqft |
| Gross Area | 2,748 sqft |
| Year Built | Built 1976 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,066 sqft (0.276 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Account Number | R020330 |
|---|---|
| Street Address | 320 20TH ST |
| City | KREMMLING |
| State | CO |
| Zip | 80459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 43 |
| Legal Description | SUBD: KREMMLING COUNTRY ADDITION LOT: 2 BLOCK: 8 |
| Legal Subdivision | KREMMLING COUNTRY ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | GRAND CO |
| Township / Civil Division | KREMMLING |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 100 |
Source: Grand County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 3190, DILLON, CO 80435-3190 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 30, 2019 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jul 27, 2020 | Special Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Prior Sale | May 31, 2016 · Amount on Record |
| Deed Document Number | 2020005963 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 320 20TH ST, KREMMLING, CO 80459 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2022001685 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022001685 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 320 20TH ST, KREMMLING, CO 80459 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019007835 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019007835 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Jul 27, 2020 |
| Property Address | 320 20TH ST, KREMMLING, CO 80459 |
| Document Number | 2020005963 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020005963 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 941, KREMMLING, CO 80459-0941 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 3190, DILLON, CO 80435-3190 |
| Document Number | 2020005964 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020005964 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Grand County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Grand County |
| Municipality | Kremmling Town |
| Unified School District | West Grand School District 1-JT (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,989.00 (+25.12%) | $37,990 (+20.64%) Land $5,250 Building $32,740 | $607,910 (+29.34%) Land $84,000 Building $523,910 |
| 2023 | $2,389.00 (+22.45%) | $31,490 (+28.01%) Land $4,500 Building $26,990 | $470,000 (+32.79%) Land $67,140 Building $402,860 |
| 2022 | $1,951.00 | $24,600 Land $3,480 Building $21,120 | $353,940 Land $50,000 Building $303,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KREMMLING serves 1,859 people · EPA ID CO0125455 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2023 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Dec 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| ElektraFi Fixed Wireless | 400 / 60 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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