Cascade County property record for 320 1st St S, Cascade, MT 59421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,276 sqft · built 2005 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $1,884 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0242328 |
| Primary APN | R0242328 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 100 ft deep x 105 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 352 sqft |
| Deck Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0003110700 |
|---|---|
| Old Parcel Number | 03110700 |
| Street Address | 320 1ST ST S |
| City | CASCADE |
| State | MT |
| Zip | 59421-8373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | CREVELING ADD TO CASCADE, S35, T18 N, R01 W, BLOCK 001, LOT 003 |
| Legal Range | 01W |
| Legal Township | 18N |
| Legal Section | 35 |
| Legal Quarter | SW |
| Legal Subdivision | CASCADE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | CASCADE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 10400 |
Source: Cascade County records · APN R0242328
Assessment roll updated December 31, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | PO BOX 485, CASCADE, MT 59421-0485 |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 25, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 20, 2005 |
| Transfer Doc | 0000114285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Apr 20, 2026 |
| Property Address | 320 1ST ST S, CASCADE, MT 59421-8373 |
| Document Number | 0000481992 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026481992 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 320 1ST ST S, CASCADE, MT 59421-8373 |
| Document Number | 0000481992, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026481992 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 320 1ST ST S, CASCADE, MT 59421-8373 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 00R0426109 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | R0426109 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 320 1ST ST S, CASCADE, MT 59421-8373 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00R0406814 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | R0406814 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 320 1ST ST S, CASCADE, MT 59421-8373 |
| Document Number | 0000378474 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 1ST ST S CASCADE MT 594218373, CASCADE, MT 59421-8373 |
| Document Number | 0000378474 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 378474 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 29, 2034 |
Source: Cascade County records · Assessment roll updated December 31, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Cascade Town |
| Elementary School District | Cascade Elementary School District (PK - 08) |
| Secondary School District | Cascade High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,884.00 (+65.26%) | $338,900 (+12.29%) | $338,900 (+12.29%) Land $52,050 Building $286,850 |
| 2023 | $1,140.00 | $301,800 | $301,800 Land $40,050 Building $261,750 |
Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 42% of the US · lower than 81% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 44 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CASCADE serves 650 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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