Santa Clara County property record for 320 1st St, Gilroy, CA 95020
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,129 sqft · built 1953 |
| Lot Size | 0.163 acres (7,109 sqft) |
| Owner | Company Name on Record |
| Last Sale | $807,000 (Dec 2021) |
| Tax Bill | $10,678 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 799-02-010 |
| Primary APN | 799-02-010 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,129 sqft Total Area |
| 1st Floor Area | 2,129 sqft |
| Elevator | Elevator |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 7,109 sqft (0.163 acres) |
| Cooling System | HVAC |
|---|
| Street Address | 320 1ST ST |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-5029 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C1 |
| Legal Subdivision | LAS ANIMAS RHO PARTITION SUIT |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 512511 |
Source: Santa Clara County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5759 TROWBRIDGE WAY, SAN JOSE, CA 95138-2359 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on Record |
| Deed Sale | Dec 14, 2021 · Amount on Record |
| Prior Sale | Feb 1, 1995 · Amount on Record |
| Deed Document Number | 202125193932 |
| Transfer Doc | 0013637082 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 14, 2021 |
| Property Address | 320 1ST ST, GILROY, CA 95020-5029 |
| Document Number | 0025193932 |
| Map Reference | MAP 5 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 25193932 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5759 TROWBRIDGE WAY, SAN JOSE, CA 95138-2359 |
| Document Number | 0025193933 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 25193933 |
| Name | CLAYTON KENT MILLER ETUX |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Clara County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,678.00 (+1.6%) | $856,393 (+4.04%) Land $286,526 Building $569,867 |
| 2024 | $10,510.00 (+0.59%) | |
| 2023 | $10,448.00 (+1.68%) | $823,140 Land $275,400 Building $547,740 |
| 2022 | $10,275.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.
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