320 1st Ave, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 320 1st Ave, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1954
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jan 2012)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-38-08-FY-3-22`

Property Details

APN / Parcel Number

Primary APN	`28-38-08-FY-3-22`
Alternative APNs	`28-38-08-FY-00003.0-0022.00` `2847791`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 96.3 ft wide
Garage Type	Attached
Garage Area	650 sqft
Porch	Screened/Unfinished Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2847791
Street Address	320 1ST AVE
City	MELBOURNE BEACH
State	FL
Zip	32951-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6B
Legal Description	WILCOX MELBOURNE BEACH W 1/2 OF LOT 22 & ALL OF LOT 23 BLK 3
Legal Range	38E
Legal Township	28S
Legal Section	08
Legal Subdivision	WILCOX MELBOURNE BEACH
Legal Block	3
Legal Lot Number	22
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	2
Census Block	2012
Census Tract	66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 1ST AVE, MELBOURNE BEACH, FL 32951-2502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2012 · Amount on Record
Deed Sale	Jan 3, 2012 · Amount on Record
Prior Sale	Mar 7, 2007 · Amount on Record
Deed Document Number	2012110
Deed Book / Page	6513 / 2874
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	320 1ST AVE, MELBOURNE BEACH, FL 32951-2502
Document Number	0087472948
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 1ST AVE MELBOURNE FL 329512502, MELBOURNE, FL 32951-2502

Mortgage

Document Number	0087472948
Date	May 22, 2020
Book Page	008747/002948
Instrument	110108

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne Beach Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,020 (+2.7%)	$496,460 (+5.69%)
2025	$1,838.00 (+6.49%) Homeowner's exemption	$154,840 (+5.98%)	$469,730 (-8.1%) Land $360,000 Building $109,730
2023	$1,726.00 (+3.73%) Homeowner's exemption	$146,100 (+3%)	$511,120 (+9.8%) Land $360,000 Building $151,120
2022	$1,664.00 Homeowner's exemption	$141,850	$465,520 Land $360,000 Building $105,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	31 (1979–2017)
Claims Outside the SFHA	17 of 31
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 13 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20