320 14th Ave S, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 320 14th Ave S, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,552 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,361 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`461-09-04-0153`

Property Details

APN / Parcel Number

Primary APN	`461-09-04-0153`
Alternative APN	`1950706006`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,552 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Exterior Amenities

Pool Area	288 sqft
Porch	Enclosed Porch
Deck Area	352 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1950706006
Street Address	320 14TH AVE S
City	SURFSIDE BEACH
State	SC
Zip	29575-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OCEAN PINES; LT 6 BL 16
Legal Subdivision	OCEAN PINES
Legal Block	16
Legal Lot Number	6
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1035
Census Tract	51202

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 15424, SURFSIDE BEACH, SC 29587-5424
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	320 14TH AVE S, SURFSIDE BEACH, SC 29575-3104
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 14TH AVE, SURFSIDE BEACH, SC 29575-3104

Mortgage

Document Number	64440000002601
Date	Sep 8, 2021
Book Page	0000006444/0000002601

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	320 14TH AVE S, SURFSIDE BEACH, SC 29575-3104
Document Number	6148/0265
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 14TH AVE S SURFSIDE BEACH SC 295753104, SURFSIDE BEACH, SC 29575-3104

Mortgage

Document Number	6148/0265
Date	Nov 8, 2019
Book Page	006148/000265

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 7, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	320 14TH AVE S, SURFSIDE BEACH, SC 29575-3104
Document Number	5884/1143
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 14TH AVE S SURFSIDE BEACH SC 295753104, SURFSIDE BEACH, SC 29575-3104

Mortgage

Document Number	5884/1143
Date	May 24, 2017
Book Page	005884/001143

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,361.00		$764,949 (-) Land $257,000 Building $507,949
2024	$2,361.00 (-66.06%)	$45,897 (+145.93%) Land $15,420 Building $30,477	$764,949 (+63.95%) Land $257,000 Building $507,949
2023	$6,957.00 (+275.85%)	$18,663 (-33.33%) Land $5,971 Building $12,692	$466,580 (-) Land $149,280 Building $317,300
2021	$1,851.00	$27,995 Land $8,957 Building $19,038	$466,580 Land $149,280 Building $317,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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