Mille Lacs County property record for 320 11th St NE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,028 sqft · built 2000 |
| Lot Size | 0.305 acres (13,308 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,248 (Mar 2018) |
| Tax Bill | $3,344 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-355-0110 |
| Primary APN | 21-355-0110 |
|---|
| Building Area | 1,028 sqft Living Area |
|---|---|
| Basement Area | 988 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 13,308 sqft (0.305 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 288 sqft |
| Street Address | 320 11TH ST NE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-4532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 24 |
| Legal Subdivision | HIDDEN PINES |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 170500 |
320 11th St NE is owned and occupied by two individuals who bought it in March 2018.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 11TH ST NE, MILACA, MN 56353-4532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jan 9, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Feb 28, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Mar 30, 2018 | Deed, Transfer · VA Mortgage LEADERONE FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2018 · Amount on File |
| Deed Sale | Mar 30, 2018 · Amount on File |
| Prior Sale | Dec 7, 2005 |
| Deed Document Number | 2018405522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 320 11TH ST NE, MILACA, MN 56353-4532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A419572 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | A419572 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 320 11TH ST NE, MILACA, MN 56353-4532 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Name | Verified Name |
|---|
| Document Number | A415244 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | A415244 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 320 11TH ST NE, MILACA, MN 56353-4532 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | A410498 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | A410498 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Mar 30, 2018 |
| Property Address | 320 11TH ST NE, MILACA, MN 56353-4532 |
| Document Number | A405522 |
| Instrument Date | Mar 29, 2018 |
| Instrument | A405522 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $542.02 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 320 11TH ST NE, MILACA, MN 56353-4532 |
| Document Number | A405523 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | A405523 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 320 11th St NE was $3,344.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,344.00 | $267,900 (+1.63%) Land $30,000 Building $237,900 | $267,900 (+1.63%) Land $30,000 Building $237,900 |
| 2025 | $263,600 Land $30,000 Building $233,600 | $263,600 Land $30,000 Building $233,600 | |
| 2023 | $2,864.00 | $226,100 Land $28,000 Building $198,100 | $226,100 Land $28,000 Building $198,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 11th St NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 11th St NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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