Saginaw County property record for 320 10th St, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,220 sqft · built 1963 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,700 (Aug 2019) |
| Tax Bill | $2,604 (2025) |
| Deeds & Mortgages | Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-21-1328-000 |
| Primary APN | 29-13-3-21-1328-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 78 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 320 10TH ST |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-9080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 28 GUSTAV O ROESER ADD TO THE VILLAGE OF TITTABAWASSEE SEC 21 T13N R3E |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 21 |
| Legal Subdivision | GUSTAV O ROESER ADD |
| Legal Lot Number | 28 |
| Legal Unit | 28 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10101 |
320 10th St is owned and occupied by an individual who bought it in August 2019.
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 10TH ST, FREELAND, MI 48623-9080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on File |
| Deed Sale | Aug 30, 2019 · Amount on File |
| Deed Document Number | 201921795 |
| Prior Transfer Date | Sep 11, 2018 |
| Prior Transfer Doc | 0000023800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 30, 2019 |
| Property Address | 320 10TH ST, FREELAND, MI 48623-9080 |
| Document Number | 0000021795 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 21795 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | CROSSROADS TITLE AGENCY, CROSSROADS TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $118.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3940 HACKETT RD SAGINAW MI 486039676, SAGINAW, MI 48603-9676 |
The 2025 property tax bill for 320 10th St was $2,604 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,000 | $200,000 | |
| 2025 | $2,604.00 Homeowner's exemption | ||
| 2023 | $65,600 | $131,200 | |
| 2022 | $2,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 10th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 10th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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