Warwick City property record for 32 Zachariah Pl, Warwick, RI 02889
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,562 sqft · built 1990 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $124,500 (Sep 1991) |
| Tax Bill | $6,414 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance May 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32804380000 |
| Primary APN | 32804380000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 4,227 sqft |
| 1st Floor Area | 812 sqft |
| Attic | Attic |
| Attic Area | 759 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 100129062 |
|---|---|
| Street Address | 32 ZACHARIAH PL |
| City | WARWICK |
| State | RI |
| Zip | 02889-1623 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | A7 |
| Legal Block | 438 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21401 |
32 Zachariah Pl, a duplex, is owned by a company that acquired it in October 2025 and is owner-occupied.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 32 ZACHARIAH PL, WARWICK, RI 02889-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| May 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE BANK |
| Oct 24, 2025 | Warranty Deed, Transfer |
| Mar 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREENWOOD CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 1991 · Amount on File |
| Deed Sale | Sep 27, 1991 · Amount on File |
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0010778-47 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 32 ZACHARIAH PL, WARWICK, RI 02889-1623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009936-281 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 9936/281 |
| Instrument | 17530 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 32 ZACHARIAH PL, WARWICK, RI 02889-1623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010499-169 |
|---|---|
| Date | May 29, 2024 |
| Book Page | 10499/169 |
| Instrument | 5152 |
| Name | HARBORONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Oct 24, 2025 |
| Property Address | 32 ZACHARIAH PL, WARWICK, RI 02889-1623 |
| Document Number | 0010778-47 |
| Book / Page | 10778 / 47 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 12343 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 32 ZACHARIAH PL, WARWICK, RI 02889-1623 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 32 ZACHARIAH PL, WARWICK, RI 02889-1623 |
| Document Number | 8783-130 |
| Book / Page | 008783 / 000130 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 8783-130 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 008783/000130 |
| Instrument | 3891 |
| Name | GREENWOOD CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2047 |
The 2025 property tax bill for 32 Zachariah Pl was $6,414.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,414.00 | $505,000 Land $105,300 Building $399,700 |
| 2023 | $6,042.00 (-1.47%) | $425,800 (+30.05%) Land $91,500 Building $334,300 |
| 2022 | $6,132.00 | $327,400 Land $63,800 Building $263,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 32 Zachariah Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2005–2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32 Zachariah Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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