32 Winthrop Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 32 Winthrop Ave, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,152 sqft · built 1920
Lot Size	0.202 acres (8,808 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Jun 2001)
Tax Bill	$4,431 (2025)
Deeds & Mortgages	May 2018 Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0230 B:0031 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0230 B:0031 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	2,073 sqft
1st Floor Area	768 sqft
Basement Area	168 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,808 sqft (0.202 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	32 WINTHROP AVE
City	GLOUCESTER
State	MA
Zip	01930-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	FERNWOOD
Legal Block	31
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1009
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 WINTHROP AVE, GLOUCESTER, MA 01930-2431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2018	Deed of Trust, Mortgage · ARM CAPE ANN SAVINGS BANK
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2001 · Amount on Record
Deed Sale	Jun 29, 2001 · Amount on Record
Prior Sale	Mar 8, 1991 · Amount on Record
Deed Book / Page	17367 / 509
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	32 WINTHROP AVE, GLOUCESTER, MA 01930-2431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36698-9
Date	May 7, 2018
Book Page	36698/9
Instrument	180507001670

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Margin	3

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	32 WINTHROP AVE, GLOUCESTER, MA 01930-2431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38933-256
Date	Sep 14, 2020
Book Page	38933/256
Instrument	20200914004780

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,431.00 (-0.09%)	$455,900 (+0.02%) Land $176,200 Building $279,700
2024	$4,435.00 (+3.74%)	$455,800 (+12.91%) Land $167,800 Building $288,000	$537,700
2023	$4,275.00	$403,700 Land $149,800 Building $253,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 units insured incl. 3 condo units
Nearby Flood Claims	42 (1978–2022)
Claims Outside the SFHA	2 of 42
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winthrop Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures