32 Wilson St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 32 Wilson St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1988
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Jan 2022)
Tax Bill	$7,250 (2026)
Deeds & Mortgages	Jun 2024 Refinance Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:40-12E72`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:40-12E72`
Alternative APNs	`NAUG M:025 L:9060` `AG15 12E72 72` `025-9060` `25-9060`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	25-9060
Street Address	32 WILSON ST
City	NAUGATUCK
State	CT
Zip	06770-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	9060
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1005
Census Tract	345100

Owner

32 Wilson St is owned and occupied by an individual who bought it in January 2022.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 WILSON ST, NAUGATUCK, CT 06770-3053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Jan 31, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Deed Document Number	2022377
Deed Book / Page	1094 / 780
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	32 WILSON ST, NAUGATUCK, CT 06770-3053
Transaction Type	Mortgage
Record Updated	Jun 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001140-196
Date	Jun 3, 2024
Book Page	1140/196
Instrument	2024-1423

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jan 31, 2022
Property Address	32 WILSON ST, NAUGATUCK, CT 06770-3053
Document Number	001094-780
Book / Page	1094 / 780
Instrument Date	Jan 27, 2022
Instrument	377
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WILSON ST, NAUGATUCK, CT 06770-3053

Mortgage

Document Number	0000000378
Date	Jan 31, 2022
Instrument	378

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 32 Wilson St was $7,250, up 14.7% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,250.00 (+14.72%)	$179,270 (+12.87%) Land $15,820 Building $163,450	$322,434 (+190.01%)
2025	$6,320.00	$158,830 Land $15,820 Building $143,010	$111,181 Land $11,074 Building $100,107
2024	$6,320.00 (-11.09%)
2023	$7,108.00 (+60.67%)	$158,830 (+71.43%) Land $15,820 Building $143,010
2022	$4,424.00	$92,650 Land $13,340 Building $79,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32 Wilson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Wilson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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