32 White Oak Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 32 White Oak Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 1980
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Nov 2020)
Tax Bill	$2,617 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14057154A`

Property Details

APN / Parcel Number

Primary APN	`14057154A`
Alternative APN	`2000233624`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,355 sqft Living Area
Gross Area	1,724 sqft
1st Floor Area	1,355 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	Deck Area
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000233624
Street Address	32 WHITE OAK DR
City	SMITHFIELD
State	NC
Zip	27577-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 33 AND PT 34 NORTHVIEW 17/101
Legal Subdivision	NORTHVIEW SUBDIVISION
Legal Lot Number	33
Jurisdiction	JOHNSTON NC
Township / Civil Division	SELMA
Census Block Group	3
Census Block	3022
Census Tract	40700

Owner

32 White Oak Dr is owned and occupied by an individual who bought it in November 2020.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	32 WHITE OAK DR, SMITHFIELD, NC 27577-4807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 13, 2018	Warranty Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Feb 13, 2018 · Amount on File
Deed Document Number	2020717962
Deed Book / Page	5756 / 19
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 13, 2020
Property Address	32 WHITE OAK DR, SMITHFIELD, NC 27577-4807
Document Number	0000717962
Book / Page	5756 / 19
Map Reference	MB 17 PG 101
Instrument Date	Nov 10, 2020
Instrument	2020717962
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WHITE OAK DR, SMITHFIELD, NC 27577-4807

Mortgage

Document Number	0000717963
Date	Nov 13, 2020
Instrument	2020717963

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 13, 2018
Property Address	32 WHITE OAK DR, SMITHFIELD, NC 27577-4807
Document Number	0000560474
Book / Page	005100 / 000352
Instrument Date	Feb 13, 2018
Instrument	560474
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WHITE OAK DR SMITHFIELD NC 275774807, SMITHFIELD, NC 27577-4807

Mortgage

Document Number	560475
Date	Feb 13, 2018
Book Page	005100/000355
Instrument	560475

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 32 White Oak Dr was $2,617.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,617.00	$272,660 Land $55,000 Building $217,660	$272,660 Land $55,000 Building $217,660
2023	$1,915.00	$152,000 Land $32,000 Building $120,000	$152,000 Land $32,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 White Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Verizon.

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