32 Whispering Pines Rd, De Soto, MO 63020 Property Records

Jefferson County property record for 32 Whispering Pines Rd, De Soto, MO 63020

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,899 sqft · built 2004
Lot Size9.68 acres (422,096 sqft)
OwnerTrust Name on File
Last Sale$365,750 (May 2022)
Tax Bill$3,707 (2025)
Deeds & MortgagesNov 2020 Mortgage
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN167.035.00000005

Property Details

APN / Parcel Number

Primary APN167.035.00000005
Alternative APN
  • 1670350 005

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,899 sqft Living Area
Gross Area4,667 sqft
1st Floor Area2,299 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area422,096 sqft
Garage TypeAttached
Garage Area768 sqft
PorchOpen Frame Porch
Porch Area800 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address32 WHISPERING PINES RD
CityDE SOTO
StateMO
Zip63020-5758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLR2
Legal DescriptionPT SEC 35
Legal Range3E
Legal Township40N
Legal Section35
Legal SubdivisionJEFFERSON COUNTRY SURVEYING COMPANY
Legal Block2
JurisdictionJEFFERSON MO
Township / Civil DivisionBIG RIVER
Census Block Group2
Census Block2038
Census Tract701101

Owner

32 Whispering Pines Rd is held in a trust since May 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of RecordTrust Name on File
Mailing Address32 WHISPERING PINES RD, DE SOTO, MO 63020-5758
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
MIDWEST BANK CENTRE
Oct 22, 2021Quit Claim Deed, Transfer · Line of Credit
FIRST COMMUNITY CU
Aug 12, 2019Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2022 · Amount on File
Deed SaleMay 16, 2022 · Amount on File
Prior SaleOct 22, 2021 · Amount on File
Deed Document Number202216432
Prior Transfer DateJan 10, 2002
Prior Transfer Doc0000003417
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address32 WHISPERING PINES RD, DE SOTO, MO 63020-5758
Transaction TypeMortgage
Record UpdatedMay 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042235
DateNov 5, 2020
Instrument2020R-042235
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateMay 16, 2022
Property Address32 WHISPERING PINES RD, DE SOTO, MO 63020-5758
Document Number0000016432
Instrument DateMay 16, 2022
Instrument2022R-016432
Transaction TypeTransfer
Record UpdatedMay 31, 2022
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address430 PEVELY HEIGHTS DR, 430, PEVELY, MO 63070-2992

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 WHISPERING PINES RD, DE SOTO, MO 63020-5758

Mortgage

Document Number0000016433
DateMay 16, 2022
Instrument2022R-016433
Lender
NameMIDWEST BANK CENTRE
TypeBank
AddressSAINT LOUIS, MO 63125
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON MO
Recording DateOct 22, 2021
Property Address32 WHISPERING PINES RD, DE SOTO, MO 63020-5758
Document Number0000046460
Map ReferenceMB 112 PG 24A
Instrument DateOct 22, 2021
Instrument2021R-046460
Transaction TypeTransfer
Record UpdatedMay 31, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12410 STATE HIGHWAY CC, BLACKWELL, MO 63626-9590
InvestorPossibly a Property Investor

Mortgage

Document Number0000046543
DateOct 22, 2021
Instrument2021R-046543
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateAug 12, 2019
Property Address32 WHISPERING PINES RD, DE SOTO, MO 63020-5758
Document Number0000023701
Instrument DateAug 9, 2019
Instrument2019R-023701
Transaction TypeTransfer
Record UpdatedMay 31, 2022
Title CompanyCONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 WHISPERING PINES RD, DE SOTO, MO 63020-5758
InvestorPossibly a Property Investor

Mortgage

Document Number0000023702
DateAug 12, 2019
Instrument2019R-023702
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32 Whispering Pines Rd was $3,707, up 6.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictGrandview R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,800 (+13.29%) Land $5,300 Building $53,500$309,500 (+13.16%) Land $28,000 Building $281,500
2025$3,707.00 (+6.43%)$51,900 Land $5,300 Building $46,600$273,500 (-) Land $28,000 Building $245,500
2024$3,483.00 (+0.32%)$273,500 (+7.42%) Land $28,000 Building $245,500
2023$3,472.00$48,400 Land $5,300 Building $43,100$254,600 Land $28,000 Building $226,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Whispering Pines Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2000–2015)
Most Recent ClaimJul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Whispering Pines Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 53% of Missouri
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30

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