32 Whispering Cv, Equality, AL 36026 Property Records

Coosa County property record for 32 Whispering Cv, Equality, AL 36026 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,211 sqft · built 1965
Lot Size	0.87 acres (37,913 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Mar 2017)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-07-26-0-000-014.038 0`

Property Details

APN / Parcel Number

Primary APN	`20-07-26-0-000-014.038 0`
Alternative APN	`2007260000014038`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,211 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	1,964 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	37,913 sqft (0.87 acres)

Exterior Amenities

Porch	Slab
Porch Area	808 sqft
Deck Area	24 sqft
Patio Area	24 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 WHISPERING CV
City	EQUALITY
State	AL
Zip	36026-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 761 PARKER BAY BEACH ADDITION SUB PLT4 PB3-29-29B/ DB108-150 DB114-113 DB119-272 DB149-503 DB161-354 DB821-95
Legal Range	20E
Legal Township	21N
Legal Section	26
Legal Subdivision	PARKER BAY BEACH ADDITION SUB
Legal Lot Number	761
Jurisdiction	COOSA AL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3017
Census Tract	961200

Owner

Source: Coosa County records · APN 20-07-26-0-000-014.038 0

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32 WHISPERING CV, EQUALITY, AL 36026-4420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH POINTE BANK
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK
Mar 06, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2017 · Amount on Record
Deed Sale	Mar 06, 2017 · Amount on Record
Deed Book / Page	821 / 95
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOSA AL
Property Address	32 WHISPERING CV, EQUALITY, AL 36026-4420
Transaction Type	Mortgage
Record Updated	Jul 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	461/787
Date	Jun 14, 2021
Book Page	461/787

Lender

Name	SOUTH POINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOSA AL
Property Address	32 WHISPERING CV, EQUALITY, AL 36026-4420
Transaction Type	Mortgage
Record Updated	Aug 05, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455/557
Date	Jul 17, 2020
Book Page	455/557

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOSA AL
Property Address	32 WHISPERING CV, EQUALITY, AL 36026-4420
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	449/409
Date	Feb 25, 2019
Book Page	449/409

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOSA AL
Recording Date	Mar 06, 2017
Property Address	32 WHISPERING CV, EQUALITY, AL 36026-4420
Document Number	0000821/95
Book / Page	821 / 95
Instrument Date	Mar 03, 2017
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 OLD MILL CT, 116, CARROLLTON, GA 30117-6317

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 WHISPERING CV, EQUALITY, AL 36026-4420

Mortgage

Document Number	441/99
Date	Mar 06, 2017
Book Page	441/99

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coosa County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coosa County
Unified School District	Coosa County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,489.00	$56,120 (-49.99%)	$561,100 (-) Land $450,000 Building $111,100
2023	$1,489.00	$112,220 Land $90,000 Building $22,220	$561,100 Land $450,000 Building $111,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coosa County (01037C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010379612003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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