32 Whippoorwill Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 32 Whippoorwill Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,682 sqft · built 1980
Lot Size	0.592 acres (25,788 sqft)
Owner	2 Individual Names on File
Last Sale	$383,000 (Dec 2019)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 3 434`

Property Details

APN / Parcel Number

Primary APN	`18A 3 434`
Alternative APN	`957`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,682 sqft Living Area
Gross Area	4,842 sqft
1st Floor Area	1,562 sqft
Basement Area	1,562 sqft
Finished Basement	1,562 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,788 sqft (0.592 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	294 sqft
Deck Area	528 sqft
Patio Area	276 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	957
Street Address	32 WHIPPOORWILL LN
City	PALMYRA
State	VA
Zip	22963-2250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 190003682 MONTPELIER-3 LOT 434 25,795 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	43
Legal Lot Number	434
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1001
Census Tract	20103

Owner

Source: Fluvanna County records · APN 18A 3 434

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	B4 MARINA PT, PALMYRA, VA 22963-2073
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2019 · Amount on Record
Deed Sale	Dec 03, 2019 · Amount on Record
Prior Sale	May 25, 2005 · Amount on Record
Deed Document Number	20193682
Record Updated	Sep 20, 2026

December 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 03, 2019
Property Address	32 WHIPPOORWILL LN, PALMYRA, VA 22963-2250
Document Number	1903682
Map Reference	PB 633 PG 749
Instrument Date	Nov 04, 2019
Instrument	1903682
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	B4 MARINA PT, PALMYRA, VA 22963-2073

Mortgage

Document Number	1903683
Date	Dec 03, 2019
Instrument	1903683

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	7.75%

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,950 (-) Land $218,000 Building $67,950	$285,950 (-) Land $218,000 Building $67,950
2025	$2,158.00 (+9.93%)	$285,950 (+22.94%) Land $218,000 Building $67,950	$285,950 (+22.94%) Land $218,000 Building $67,950
2023		$232,600 Land $218,000 Building $14,600	$232,600 Land $218,000 Building $14,600
2022	$1,963.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 125 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE MONTICELLO private · serves 12,943 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.