32 Wharf Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 32 Wharf Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,852 sqft · built 1953
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$492,000 (Aug 2024)
Tax Bill	$6,315 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`098-142-032-6`

Property Details

APN / Parcel Number

Primary APN	`098-142-032-6`
Alternative APN	`098-142-032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	1,415 sqft
2nd Floor Area	437 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Lot Area	5,700 sqft (0.131 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	32 WHARF DR
City	PITTSBURG
State	CA
Zip	94565-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	SHORE ACRES #5 POR LOT 656 EX MR
Legal Subdivision	SHORE ACRES #5
Legal Lot Number	656
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	3
Census Block	3024
Census Tract	314200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 BRAZIL AVE, SAN FRANCISCO, CA 94112-2013
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jan 21, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 5, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 24, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	Oct 24, 2019 · Amount on Record
Deed Document Number	202485403
Prior Transfer Date	Nov 8, 1997
Prior Transfer Doc	0000237322
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	32 WHARF DR, BAY POINT, CA 94565-1348
Transaction Type	Mortgage
Record Updated	Jul 19, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WHARF DR, BAY POINT, CA 94565-1348

Mortgage

Document Number	0000064706
Date	Jul 7, 2023
Instrument	2023-064706

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Nov 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	32 WHARF DR, BAY POINT, CA 94565-1348
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WHARF DR, BAY POINT, CA 94565-1348

Mortgage

Document Number	0000207006
Date	Jul 22, 2021
Instrument	2021-207006

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Nov 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	32 WHARF DR, BAY POINT, CA 94565-1348
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WHARF DR, BAY POINT, CA 94565-1348

Mortgage

Document Number	0000019012
Date	Jan 21, 2021
Instrument	2021-019012

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	FAIRFIELD, CA 94534

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Nov 1, 2049

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	32 WHARF DR, BAY POINT, CA 94565-1348
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150050
Date	Oct 5, 2022
Instrument	2022-150050

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	PINOLE, CA 94564

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 24, 2019
Property Address	32 WHARF DR, BAY POINT, CA 94565-1348
Document Number	0000182084
Instrument Date	Oct 22, 2019
Instrument	182084
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.95
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	32 WHARF DR BAY POINT CA 945651348, BAY POINT, CA 94565-1348

Mortgage

Document Number	182085
Date	Oct 24, 2019
Instrument	182085

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$501,330 (+2%) Land $295,800 Building $205,530
2025	$6,315.00 (+19.02%)	$491,500 (+18.61%) Land $290,000 Building $201,500
2023	$5,306.00 (+0.78%) Homeowner's exemption	$414,372 Land $210,235 Building $204,137
2022	$5,265.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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