32 West St, Winchester, OH 45697 Property Records

Adams County property record for 32 West St, Winchester, OH 45697

Property Summary

Property TypeResidential
Lot Size0.098 acres (4,269 sqft)
OwnerCompany Name on Record
Last Sale$169,000 (Sep 2019)
Tax Bill$59 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN048-31-09-005.000

Property Details

APN / Parcel Number

Primary APN048-31-09-005.000
Alternative APNs
  • O25-007-00-014-00
  • 000000098

Exterior

Lot Area4,269 sqft (0.098 acres)
Lot Dimensions85 ft deep x 50 ft wide

Location & Zoning

Street Address32 WEST ST
CityWINCHESTER
StateOH
Zip45697-3505
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal DescriptionACRES: 0.09800 DUNLAP ADDITION PART LOTS 6 8 10 & 12 4272 SQ FT
Legal SubdivisionDUNLAP ADDITION
Legal Lot Number6
JurisdictionADAMS OH
Township / Civil DivisionWINCHESTER
Census Block Group4
Census Block4044
Census Tract770200

Owner

Source: Adams County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address46 W MOORE ST, WINCHESTER, OH 45697-0077
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Sep 3, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2019 · Amount on Record
Deed SaleSep 3, 2019 · Amount on Record
Prior SaleMar 1, 1978
Deed Document Number20192475
Deed Book / Page528 / 748
Prior Transfer DateJun 10, 2016
Prior Transfer Doc000467/808
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS OH
Property Address32 WEST ST, WINCHESTER, OH 45697-3505
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000582/253
DateOct 22, 2021
Book Page582/253
Instrument202100003945
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS OH
Recording DateSep 3, 2019
Property Address32 WEST ST, WINCHESTER, OH 45697-3505
Document Number000528/748
Book / Page528 / 748
Instrument DateAug 26, 2019
Instrument201900002475
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address46 W MOORE ST, WINCHESTER, OH 45697-0077

Mortgage

Document Number201900002476
DateSep 3, 2019
Instrument201900002476
Lender
NameUNION SAVINGS BANK
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Adams County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAdams County
County SubdivisionWinchester Township
MunicipalityWinchester Village
Unified School DistrictAdams County/Ohio Valley Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59.00 (-4.84%)$1,370 (-) Land $1,370$3,900 (-) Land $3,900
2023$1,370 Land $1,370
2022$62.00$3,900 Land $3,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER PUBLIC WATER SYSTEM
serves 1,052 people · EPA ID OH0100603
Water SourcePurchased groundwater from ADAMS COUNTY REGIONAL WATER DISTRICT
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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