32 Welle Dr, Oshkosh, WI 54902 Property Records

Winnebago County property record for 32 Welle Dr, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Dec 2013)
Tax Bill	$3,774 (2024)
Deeds & Mortgages	May 2026 Mortgage Jan 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-1071`

Property Details

APN / Parcel Number

Primary APN	`004-1071`
Alternative APN	`262`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	262
Street Address	32 WELLE DR
City	OSHKOSH
State	WI
Zip	54902-7339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS PLAT NO 1 LOT 19
Legal Range	16E
Legal Township	17N
Legal Section	01
Legal Subdivision	ASSESSORS PLAT NO 1
Legal Lot Number	19
Jurisdiction	WINNEBAGO WI
Township / Civil Division	BLACK WOLF
Census Block Group	2
Census Block	2076
Census Tract	1900

Owner

32 Welle Dr is owned and occupied by two individuals who bought it in December 2013.

Source: Winnebago County records, as of June 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 WELLE DR, OSHKOSH, WI 54902-7339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOX COMMUNITIES CREDIT UNION
Jan 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOX COMMUNITIES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2013 · Amount on File
Deed Sale	Dec 5, 2013 · Amount on File
Deed Document Number	20131654014
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Recording Date	May 27, 2026
Property Address	32 WELLE DR, OSHKOSH, WI 54902-7339
Document Number	0001967858
Instrument Date	May 21, 2026
Instrument	20261967858
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WELLE DR, OSHKOSH, WI 54902-7339

Mortgage

Document Number	0001967858,
Date	May 27, 2026
Instrument	20261967858

Lender

Name	FOX COMMUNITIES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	32 WELLE DR, OSHKOSH, WI 54902-7339
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001898128
Date	Jan 19, 2023
Instrument	1898128

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union
Address	APPLETON, WI 54913

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	11.3%
Index	Other
Max Rate	11.3%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Black Wolf Town
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$356,000 Land $39,700 Building $316,300
2024	$3,774.00 (-9.69%)
2023	$4,179.00 (+1.06%) Homeowner's exemption	$205,000 (-) Land $30,000 Building $175,000	$297,878 (+11.86%) Land $43,592 Building $254,286
2022	$4,135.00 Homeowner's exemption	$205,000 Land $30,000 Building $175,000	$266,301 Land $38,971 Building $227,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Welle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Welle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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