32 Wayside Ave, Middletown, RI 02842 Property Records

Middletown Town property record for 32 Wayside Ave, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,600 sqft · built 2002
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$482,000 (May 2003)
Tax Bill	$10,802 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200400170`

Property Details

APN / Parcel Number

Primary APN	`200400170`
Alternative APN	`MIDD M:0121 B:NW L:155`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
Gross Area	5,360 sqft
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	200400170
Street Address	32 WAYSIDE AVE
City	MIDDLETOWN
State	RI
Zip	02842-5927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	NW
Legal Lot Number	155
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3002
Census Tract	40400

Owner

32 Wayside Ave is owned and occupied by two individuals who bought it in May 2003.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 WAYSIDE AVE, MIDDLETOWN, RI 02842-5927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Aug 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2003 · Amount on File
Deed Sale	May 5, 2003 · Amount on File
Deed Book / Page	748 / 168
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	32 WAYSIDE AVE, MIDDLETOWN, RI 02842-5927
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001884-264
Date	Oct 22, 2025
Book Page	1884/264
Instrument	1986

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	32 WAYSIDE AVE, MIDDLETOWN, RI 02842-5927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1666-42
Date	Aug 17, 2020
Book Page	1666/42
Instrument	2489

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 32 Wayside Ave was $10,802.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,802.00	$916,200 Land $352,600 Building $563,600	$1,076,658
2023	$8,598.00 (+4.75%)	$682,900 (-) Land $257,200 Building $425,700
2022	$8,208.00	$682,900 Land $257,200 Building $425,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Wayside Ave in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	34 (1982–2020)
Claims Outside the SFHA	14 of 34
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Wayside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWLARK, INC. private · serves 183 people · EPA ID RI2753326
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NEWPORT-CITY OF

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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