Kenton County property record for 32 Waterside Way, Covington, KY 41017 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1981 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Aug 2024) |
| Tax Bill | $2,527 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-119.00 |
| Primary APN | 045-30-00-119.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Finished Area |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 16,117 sqft (0.369 acres) |
| Lot Dimensions | 221 ft deep x 54 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Old Parcel Number | 0453000119.00 |
|---|---|
| Street Address | 32 WATERSIDE WAY |
| City | COVINGTON |
| State | KY |
| Zip | 41017-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 9 LOT 240 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 9 |
| Legal Lot Number | 240 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-30-00-119.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 02, 2021 | Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 30, 2021 | Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2024 · Amount on Record |
| Deed Sale | Aug 09, 2024 · Amount on Record |
| Prior Sale | Sep 02, 2021 · Amount on Record |
| Deed Document Number | 0000299220 |
| Deed Book / Page | 299 / 220 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 02, 2021 |
| Property Address | 32 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Document Number | 0005900073 |
| Book / Page | 115 / 305 |
| Map Reference | MB 21 PG 50 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 21090205900073 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10463 MARIA AVE, 10463, CINCINNATI, OH 45231-1914 |
| Name | Verified Name |
|---|---|
| Address | 32 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Document Number | 0005900074 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 21090205900074 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 30, 2021 |
| Property Address | 32 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Document Number | 0005900020 |
| Book / Page | 100 / 907 |
| Map Reference | MB 21 PG 50 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 21063005900020 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 391 AMELIA OLIVE BRANCH RD, 391, AMELIA, OH 45102-1049 |
| Name | Verified Name |
|---|---|
| Address | 10463 MARICE AVE, CINCINNATI, OH 45231 |
| Document Number | 0005900019 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 240/781 |
| Instrument | 21071305900019 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Oct 01, 2022 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,527.00 (+7.76%) | $255,000 (+15.91%) Land $10,000 Building $245,000 | $255,000 (+15.91%) Land $10,000 Building $245,000 |
| 2023 | $2,345.00 | $220,000 Land $10,000 Building $210,000 | $220,000 Land $10,000 Building $210,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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