32 Waterside Dr, Morgantown, WV 26508 Property Records

Monongalia County property record for 32 Waterside Dr, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,588 sqft · built 2010
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on File
Last Sale	$383,000 (Nov 2023)
Tax Bill	$1,944 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-19X-0032.0000`

Property Details

APN / Parcel Number

Primary APN	`18-19X-0032.0000`
Alternative APN	`31-18-19X-0032.0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,588 sqft Living Area
1st Floor Area	2,236 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Row Home
Exterior Material	Aluminum/Vinyl
Lot Area	3,746 sqft (0.086 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 WATERSIDE DR
City	MORGANTOWN
State	WV
Zip	26508-2997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT OR UNIT 32 OR 0.0861 AC CALC THE OUTLOOKS
Legal Subdivision	OUTLOOKS
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	4
Census Block	4003
Census Tract	11806

Owner

32 Waterside Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 WATERSIDE DR, MORGANTOWN, WV 26508-2997
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Aug 2, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Aug 2, 2021 · Amount on File
Deed Document Number	2023913701
Deed Book / Page	1831 / 610
Prior Transfer Date	Jul 28, 2021
Prior Transfer Doc	0000838614
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Nov 20, 2023
Property Address	32 WATERSIDE DR, MORGANTOWN, WV 26508-2997
Document Number	0000913701
Book / Page	1831 / 610
Map Reference	MB 1419 PG 729
Instrument Date	Nov 1, 2023
Instrument	913701
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,685.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WATERSIDE DR, MORGANTOWN, WV 26508-2997

Mortgage

Document Number	0000913702
Date	Nov 20, 2023
Instrument	913702

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Type Change Date	Dec 1, 2026
Change Frequency	3 Years
Min Rate At Change	4.3%
Max Rate At Change	8.3%
Index	3-Year TN
Max Rate	10.3%

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONONGALIA WV
Recording Date	Aug 2, 2021
Property Address	32 WATERSIDE DR, MORGANTOWN, WV 26508-2997
Document Number	0000838614
Book / Page	1744 / 754
Map Reference	MB 1419 PG 729
Instrument Date	Jul 28, 2021
Instrument	838614
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 32 Waterside Dr was $1,944, down 0.1% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,944.00 (-0.05%)	$182,100 (-) Land $48,900 Building $133,200	$303,500 (-) Land $81,500 Building $222,000
2025	$1,945.00	$182,100 Land $48,900 Building $133,200	$303,500 Land $81,500 Building $222,000
2023	$1,627.00 (+5.92%) Homeowner's exemption	$172,140 (+1.31%) Land $48,900 Building $123,240	$286,900 (+1.31%) Land $81,500 Building $205,400
2022	$1,536.00 Homeowner's exemption	$169,920 Land $48,900 Building $121,020	$283,200 Land $81,500 Building $201,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Waterside Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Waterside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

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