32 Water St, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 32 Water St, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,042 sqft · built 1952
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Sep 2008)
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093-021-018-2`

Property Details

APN / Parcel Number

Primary APN	`093-021-018-2`
Alternative APNs	`093-021-018` `0970210183`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,042 sqft Living Area
1st Floor Area	1,042 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Block
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 WATER ST
City	BAY POINT
State	CA
Zip	94565-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	ENESTA TERRACE #3 LOT 70
Legal Subdivision	ENESTA TERRACE 03
Legal Lot Number	70
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	1
Census Block	1005
Census Tract	314105

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4641 E ZEERING RD, DENAIR, CA 95316-9401
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
Aug 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 5, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2008 · Amount on Record
Deed Sale	Sep 26, 2008 · Amount on Record
Prior Sale	Jun 17, 2008 · Amount on Record
Deed Document Number	2008212652
Prior Transfer Date	Sep 15, 2008
Prior Transfer Doc	0000211458
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 23, 2026
Property Address	32 WATER ST, BAY POINT, CA 94565-3137
Document Number	0000065698
Instrument Date	Jun 13, 2026
Instrument	202665698
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	32 WATER ST, BAY POINT, CA 94565-3137

Mortgage

Document Number	0000065698,
Date	Jun 23, 2026
Instrument	202665698

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	32 WATER ST, BAY POINT, CA 94565-3137
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WATER ST, BAY POINT, CA 94565-3137

Mortgage

Document Number	0000123343
Date	Aug 8, 2022
Instrument	2022-123343

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 5, 2022
Property Address	32 WATER ST, BAY POINT, CA 94565-3137
Document Number	0000078331
Map Reference	MB 41 PG 23
Instrument Date	May 5, 2022
Instrument	2022-078331
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 WILDER CT, BAY POINT, CA 94565-5597

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$164,041 (+2%) Land $98,505 Building $65,536
2025	$2,666.00 (+6.17%)	$160,825 (+4.04%) Land $96,574 Building $64,251
2023	$2,511.00 (+0.6%)	$154,582 Land $92,825 Building $61,757
2022	$2,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Verizon.

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