32 Water St, #34, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 32 Water St, #34, Lawrence, MA 01841

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 6 ba · 6,489 sqft · built 1925
Lot Size	0.124 acres (5,397 sqft)
Owner	Company Name on File
Last Sale	$975,000 (Aug 2022)
Tax Bill	$7,636 (2025)
Deeds & Mortgages	May 2023 Refinance Sep 2022 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`143 0000 0005 2A`

Property Details

APN / Parcel Number

Primary APN	`143 0000 0005 2A`
Alternative APN	`LAWR M:0143 B:0000 L:0005 2`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Total Rooms	30 Rooms
Units	6 Units
Stories	3 Stories
Building Area	6,489 sqft Living Area
Gross Area	9,222 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	5,397 sqft (0.124 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	143 0000 0005 2A
Street Address	32 WATER ST, 34
City	LAWRENCE
State	MA
Zip	01841-4735
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Lot Number	5 2
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3001
Census Tract	251300

Owner

32 Water St, #34 is owned by a company that acquired it in October 2024.

Source: Essex County and Lawrence City records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	349 ESSEX ST, LAWRENCE, MA 01840-1457
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO
Aug 24, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Jun 15, 1999 · Amount on File
Deed Document Number	202220059
Deed Book / Page	17547 / 115
Last Transfer Date	Oct 3, 2024
Transfer Doc	018128-344
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	32-34 WATER ST, LAWRENCE, MA 01841
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017749-321
Date	May 30, 2023
Book Page	17749/321
Instrument	8179

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	32-34 WATER ST, LAWRENCE, MA 01841
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017581-304
Date	Sep 30, 2022
Book Page	17581/304
Instrument	22917

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Aug 24, 2022
Property Address	32-34 WATER ST, LAWRENCE, MA 01841
Document Number	017547-115
Book / Page	17547 / 115
Instrument Date	Aug 13, 2022
Instrument	20059
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 ESSEX ST, LAWRENCE, MA 01840-1457

Tax Assessment & Valuation

The 2025 property tax bill for 32 Water St, #34 was $7,636, down 8.5% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,636.00 (-8.46%)	$867,700 (-3.78%) Land $114,500 Building $753,200	$1,067,420
2024	$8,342.00 (+10.62%)	$901,800 (+21.5%) Land $120,200 Building $781,600
2023	$7,541.00	$742,200 Land $116,000 Building $626,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Water St, #34 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	17 units insured incl. 12 condo units
Nearby Flood Claims	2 (2001–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Water St, #34 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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