32 Warner St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 32 Warner St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1986
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$127,900 (May 1994)
Tax Bill	$4,981 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Line of Credit
APN	`BELC M:237 L:81`

Property Details

APN / Parcel Number

Primary APN	`BELC M:237 L:81`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	2,844 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	32 WARNER ST
City	BELCHERTOWN
State	MA
Zip	01007-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VALLEY SPECIALTY BUILDERS INC
Legal Lot Number	81
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	2
Census Block	2033
Census Tract	820205

Owner

32 Warner St is owned and occupied by two individuals who bought it in May 1994.

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 WARNER ST, BELCHERTOWN, MA 01007-9553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MTG LLC
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit WESTFIELD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 1994 · Amount on File
Deed Sale	May 23, 1994 · Amount on File
Deed Book / Page	4481 / 160
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	32 WARNER ST, BELCHERTOWN, MA 01007-9553
Document Number	13903-98
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 WARNER ST BELCHERTOWN MA 010079553, BELCHERTOWN, MA 01007-9553

Mortgage

Document Number	13903-98
Date	Dec 18, 2020
Book Page	013903/000098
Instrument	27343

Lender

Name	HARBORONE MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	32 WARNER ST, BELCHERTOWN, MA 01007-9553
Document Number	13126-97
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WARNER ST BELCHERTOWN MA 010079553, BELCHERTOWN, MA 01007-9553

Mortgage

Document Number	13126-97
Date	Nov 13, 2018
Book Page	013126/000097
Instrument	22944

Lender

Name	WESTFIELD BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 12, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 32 Warner St was $4,981, up 3.7% from the year before.

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,981.00 (+3.75%)	$343,300 (+9.54%) Land $97,500 Building $245,800	$430,160 (+5.01%)
2024	$4,801.00 (+3.58%)	$313,400 (+10.35%) Land $83,800 Building $229,600	$409,640
2023	$4,635.00	$284,000 Land $79,900 Building $204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 32 Warner St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Warner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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