32 Walnut Ave NW, Concord, NC 28027 Property Records

Cabarrus County property record for 32 Walnut Ave NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,192 sqft · built 1966
Lot Size	0.518 acres (22,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Aug 2022)
Tax Bill	$1,362 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5611 98 7758`

Property Details

APN / Parcel Number

Primary APN	`5611 98 7758`
Alternative APNs	`04107 0108.000000` `157228` `81743`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,313 sqft
1st Floor Area	1,192 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,525 sqft (0.518 acres)
Lot Dimensions	265 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Driveway	Asphalt Driveway
Driveway Area	2,550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	121 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	157228
Street Address	32 WALNUT AVE NW
City	CONCORD
State	NC
Zip	28027-4241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	P/O LTS 4-6 B L UMBERGER JR
Legal Subdivision	WALNUT AVE
Legal Lot Number	4-6
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	1
Census Block	1013
Census Tract	42402

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 WALNUT AVE NW, CONCORD, NC 28027-4241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Aug 23, 2011 · Amount on Record
Deed Document Number	202225230
Deed Book / Page	16163 / 303
Prior Transfer Date	May 9, 2011
Prior Transfer Doc	0009570111
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 18, 2022
Property Address	32 WALNUT AVE NW, CONCORD, NC 28027-4241
Document Number	0016163303
Book / Page	16163 / 303
Map Reference	MB 7 PG 16
Instrument Date	Aug 18, 2022
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7112 MOORESVILLE RD, 7112, KANNAPOLIS, NC 28081-8763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WALNUT AVE NW, CONCORD, NC 28027-4241

Mortgage

Document Number	0161630306
Date	Aug 18, 2022
Instrument	16163-0306

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	15 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	11th District COF
Max Rate	10.4%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,310 (-2.58%) Land $48,300 Building $199,010
2025		$253,850 (+127.3%) Land $48,300 Building $205,550
2024			$247,310 (+121.45%) Land $48,300 Building $199,010
2023	$1,362.00	$111,680 Land $34,500 Building $77,180	$111,680 Land $34,500 Building $77,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20