32 W 9th St, Duluth, MN 55806 Property Records

St. Louis County property record for 32 W 9th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,164 sqft · built 1907
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on File
Tax Bill	$4,502 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1350-05990`

Property Details

APN / Parcel Number

Primary APN	`010-1350-05990`
Alternative APN	`98853`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,164 sqft Gross Area
1st Floor Area	1,138 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	14,070 sqft (0.323 acres)
Garage Area	768 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	234 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	98853
Street Address	32 W 9TH ST
City	DULUTH
State	MN
Zip	55806-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 14 AND 16 EX 10 FT FOR ALLEY SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIV
Legal Block	115
Legal Lot Number	14,16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2002
Census Tract	1800

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32 W 9TH ST, DULUTH, MN 55806-2519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CREDIT UNION
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Mar 19, 2020	Deed of Trust, Mortgage · Conventional with PMI MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 16, 2026
Property Address	32 W 9TH ST, DULUTH, MN 55806-2519
Document Number	0001530931
Instrument Date	Mar 31, 2026
Instrument	20261530931
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 W 9TH ST, DULUTH, MN 55806-2519

Mortgage

Document Number	0001530931,
Date	Apr 16, 2026
Instrument	20261530931

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2046

Interest

Rate	6%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	32 W 9TH ST, DULUTH, MN 55806-2519
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001416217
Date	Jun 10, 2021
Instrument	1416217

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	32 W 9TH ST, DULUTH, MN 55806-2519
Document Number	00A1376579
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 W 9TH ST DULUTH MN 558062519, DULUTH, MN 55806-2519

Mortgage

Document Number	00A1376579
Date	Mar 27, 2020
Instrument	A1376579

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,502.00 (+10.61%) Homeowner's exemption
2025	$4,070.00 (+4.25%) Homeowner's exemption	$354,800 (+13.46%) Land $78,100 Building $276,700	$354,800 (+13.46%) Land $78,100 Building $276,700
2024	$3,904.00	$312,700 (+17.69%) Land $75,800 Building $236,900	$312,700 (+17.69%) Land $75,800 Building $236,900
2022		$265,700 Land $68,700 Building $197,000	$265,700 Land $68,700 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AirFiber.

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