32 W 2nd St, Tracy, CA 95376 Property Records

San Joaquin County property record for 32 W 2nd St, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,064 sqft · built 1991
Lot Size0.096 acres (4,200 sqft)
OwnerIndividual Name on File
Last Sale$287,000 (Jul 2016)
Tax Bill$3,756 (2025)
Deeds & MortgagesSep 2017 Mortgage
Nov 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN235-130-020-000

Property Details

APN / Parcel Number

Primary APN235-130-020-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,064 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleOther
Construction TypeWood
Lot Area4,200 sqft (0.096 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address32 W 2ND ST
CityTRACY
StateCA
Zip95376-4509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code09
Legal DescriptionCITY/MUNI/TWP:TRACY SUBD:CITY OF TRACY MAP REF:MB 235 PG 13
Legal SubdivisionCITY OF TRACY
Legal Block45
Legal Lot Number19
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1019
Census Tract5406

Owner

Source: San Joaquin County records · APN 235-130-020-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address32 W 2ND ST, TRACY, CA 95376-4509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
SCHOOLSFIRST FCU
Nov 25, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Nov 25, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
SCHOOLSFIRST FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2016 · Amount on Record
Deed SaleJul 14, 2016 · Amount on Record
Prior SaleNov 25, 2020
Deed Document Number0000081790
Record UpdatedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address32 W 2ND ST, TRACY, CA 95376-4509
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112822
DateSep 29, 2017
Instrument2017-112822
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2032

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 25, 2020
Property Address32 W 2ND ST, TRACY, CA 95376-4509
Document Number0000164546
Instrument DateNov 25, 2020
Instrument164546
Transaction TypeTransfer
Record UpdatedDec 14, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address32 W 2ND ST TRACY CA 953764509, TRACY, CA 95376-4509

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateNov 25, 2020
Property Address32 W 2ND ST, TRACY, CA 95376-4509
Document Number0000164547
Map ReferenceMB 2 PG 63
Instrument DateNov 05, 2020
Instrument2020-164547
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 W 2ND ST, TRACY, CA 95376-4509

Mortgage

Document Number0000164548
DateNov 25, 2020
Instrument2020-164548
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2040

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,756.00 (+10.34%) Homeowner's exemption$332,617 (+4.04%) Land $116,637 Building $215,980
2023$3,404.00 (+2.1%) Homeowner's exemption$319,703 Land $112,108 Building $207,595
2022$3,334.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zinnia Networks
Fixed Wireless
400 / 80
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Based on FCC filings for 548 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TRACY
serves 98,215 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on W 2nd St

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