32 Villa Dr, Clearfield, UT 84015 Property Records

Davis County property record for 32 Villa Dr, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1944
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on File
Last Sale	$297,511 (Feb 2024)
Tax Bill	$1,755 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-090-0058`

Property Details

APN / Parcel Number

Primary APN	`14-090-0058`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 VILLA DR
City	CLEARFIELD
State	UT
Zip	84015-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 58, CLEARFIELD VILLA. CONT. 0.157 ACRES
Legal Subdivision	CLEARFIELD VILLA
Legal Lot Number	58
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1009
Census Tract	125502

Owner

32 Villa Dr is owned and occupied by two individuals who bought it in February 2024.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 VILLA DR, CLEARFIELD, UT 84015-3242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Feb 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACADEMY MORTGAGE CORP
Feb 7, 2024	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Prior Sale	May 7, 1998 · Amount on File
Deed Document Number	20243560101
Deed Book / Page	8434 / 759
Prior Transfer Date	May 5, 1998
Prior Transfer Doc	0001422518
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	32 VILLA DR, CLEARFIELD, UT 84015-3242
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 VILLA DR, CLEARFIELD, UT 84015-3242

Mortgage

Document Number	008843/458
Date	Sep 30, 2025
Book Page	8843/458
Instrument	3636076

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	32 VILLA DR, CLEARFIELD, UT 84015-3242
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008434/824
Date	Feb 7, 2024
Book Page	8434/824
Instrument	3560115

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Feb 7, 2024
Property Address	32 VILLA DR, CLEARFIELD, UT 84015-3242
Document Number	008434/759
Book / Page	8434 / 759
Instrument Date	Feb 6, 2024
Instrument	3560101
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LAYTON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 VILLA DR, CLEARFIELD, UT 84015-3242

Mortgage

Document Number	0003560114
Date	Feb 7, 2024
Instrument	3560114

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 32 Villa Dr was $1,755, up 1.4% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,950 (+8.04%) Land $66,314 Building $103,636	$309,000 (+8.04%) Land $120,571 Building $188,429
2025	$1,755.00 (+1.45%)	$157,300 Land $68,265 Building $89,035	$286,000 Land $124,119 Building $161,881
2024	$1,730.00 (+14.72%)
2023	$1,508.00 (+1.14%)	$137,500 Land $57,684 Building $79,815	$250,000 Land $104,881 Building $145,119
2022	$1,491.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Villa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 32 Villa Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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