32 Vernon St, Keyser, WV 26726 Property Records

Mineral County property record for 32 Vernon St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,396 sqft · built 1900
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Oct 2024)
Tax Bill	$486 (2026)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-4-0051.0000`

Property Details

APN / Parcel Number

Primary APN	`07-4-0051.0000`
Alternative APN	`29-07-4-0051.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	200 sqft
Porch	Porch
Porch Area	364 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 VERNON ST
City	KEYSER
State	WV
Zip	26726-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 7 & 8 D DAVIS VERNON ST DARL'S RES
Legal Subdivision	DAVID DAVIS ADD
Legal Lot Number	7,8
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2027
Census Tract	10600

Owner

32 Vernon St is owned and occupied by an individual who bought it in October 2024.

Source: Mineral County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 VERNON ST, KEYSER, WV 26726-2411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2024	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 22, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2024 · Amount on File
Deed Sale	Oct 31, 2024 · Amount on File
Deed Document Number	2024207857
Deed Book / Page	410 / 488
Prior Transfer Date	Dec 20, 2005
Prior Transfer Doc	324/264
Record Updated	Oct 29, 2026

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Oct 31, 2024
Property Address	32 VERNON ST, KEYSER, WV 26726-2411
Document Number	000410/488
Book / Page	410 / 488
Map Reference	MB 26 PG 540
Instrument Date	Oct 25, 2024
Instrument	207857
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207858
Date	Oct 31, 2024
Instrument	207858

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINERAL WV
Recording Date	Jun 22, 2017
Property Address	32 VERNON ST, KEYSER, WV 26726-2411
Document Number	375/57
Book / Page	375 / 57
Map Reference	DB 26 PG 540
Instrument Date	Jun 22, 2017
Instrument	155838
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	171 ARGYLE ST, 171, KEYSER, WV 26726-3302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	171 ARGYLE ST, KEYSER, WV 26726-3302

Tax Assessment & Valuation

The 2026 property tax bill for 32 Vernon St was $486 with a homeowner's exemption, up 207.6% from the year before.

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$486.00 (+207.59%)	$30,960 (+2.79%) Land $3,900 Building $27,060	$51,600 (+2.79%) Land $6,500 Building $45,100
2025	$158.00 Homeowner's exemption	$30,120 Land $3,900 Building $26,220	$50,200 Land $6,500 Building $43,700
2023	$128.00 Homeowner's exemption	$28,200 (-) Land $3,900 Building $24,300	$47,000 (-) Land $6,500 Building $40,500
2022	$128.00 Homeowner's exemption	$28,200 Land $3,900 Building $24,300	$47,000 Land $6,500 Building $40,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Vernon St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1978–2009)
Most Recent Claim	Jun 2009
Claims by Event	Flooding, Jan 1996 · 2 claims Severe Storms & Flooding, Nov 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Vernon St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile.

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