Passaic County and Wayne Township property record for 32 Verkade Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,966 sqft · built 1986 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $683,000 (Dec 2013) |
| Tax Bill | $18,570 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02408-0000-00020 |
| Primary APN | 14-02408-0000-00020 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,966 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Lot Area | 17,860 sqft (0.41 acres) |
| Old Parcel Number | 1400593600014 |
|---|---|
| Street Address | 32 VERKADE DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | OAK RIDGE |
| Legal Block | 2408 |
| Legal Lot Number | 20 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 VERKADE DR, WAYNE, NJ 07470-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU |
| Dec 16, 2022 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2013 · Amount on Record |
| Deed Sale | Dec 10, 2013 · Amount on Record |
| Prior Sale | Nov 27, 2006 · Amount on Record |
| Deed Document Number | 201368057 |
| Deed Book / Page | 2406 / 141 |
| Last Transfer Date | Feb 25, 2014 |
| Transfer Doc | 0000012788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 32 VERKADE DR, WAYNE, NJ 07470-8214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 32 VERKADE DR, WAYNE, NJ 07470-8214 |
| Document Number | 0000034283 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | M18074/247 |
| Instrument | 2022034283 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 32 VERKADE DR, WAYNE, NJ 07470-8214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 32 VERKADE DR, WAYNE, NJ 07470-8214 |
| Document Number | 0000056873 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | M18303/141 |
| Instrument | 2022056873 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,600 (-) Land $172,700 Building $136,900 | $309,600 (-) Land $172,700 Building $136,900 | |
| 2025 | $18,570.00 (+0.88%) | $309,600 (-) Land $172,700 Building $136,900 | $309,600 (-) Land $172,700 Building $136,900 |
| 2024 | $18,408.00 (+5.16%) | ||
| 2023 | $309,600 Land $172,700 Building $136,900 | $309,600 Land $172,700 Building $136,900 | |
| 2022 | $17,504.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2007–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures