32 Unity Ave, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 32 Unity Ave, Belmont, MA 02478

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,056 sqft · built 1920
Lot Size	0.114 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (May 2022)
Tax Bill	$7,233 (2025)
Deeds & Mortgages	Feb 2021 Refinance May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:01 P:000076 S:U:32`

Property Details

APN / Parcel Number

Primary APN	`BELM M:01 P:000076 S:U:32`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	5,001 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	32 UNITY AVE
City	BELMONT
State	MA
Zip	02478-3673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2007
Census Tract	357300

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2666 TIGERTAIL AVE, 114, MIAMI, FL 33133-4651
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MLD MORTGAGE INC
May 16, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNIBANK FOR SAVINGS
Dec 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Sep 20, 2018	Quit Claim Deed, Transfer · ARM HARVARD UNIVERSITY EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Book / Page	80133 / 520
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	32 UNITY AVE, BELMONT, MA 02478-3673
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076954-337
Date	Feb 12, 2021
Book Page	76954/337
Instrument	32932

Lender

Name	MLD MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	May 16, 2022
Property Address	32 UNITY AVE, BELMONT, MA 02478-3673
Document Number	080133-520
Book / Page	80133 / 520
Instrument Date	May 16, 2022
Instrument	73417
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 UNITY AVE, BELMONT, MA 02478-3673

Mortgage

Document Number	0000073418
Date	May 16, 2022
Instrument	73418

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2029
Max Rate At Change	2.88%
Index	1-Year CMT

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	32 UNITY AVE, BELMONT, MA 02478-3673
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73784-203
Date	Dec 9, 2019
Book Page	73784/203
Instrument	193361

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Sep 20, 2018
Property Address	32 UNITY AVE, BELMONT, MA 02478-3673
Document Number	71641-231
Book / Page	71641 / 231
Instrument	145432
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	716410235
Date	Sep 20, 2018
Instrument	71641/0235

Lender

Name	HARVARD UNIVERSITY EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Max Rate At Change	0.12%
Max Rate	2.75%

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,233.00 (+10.38%)	$635,000 (+8.92%) Building $635,000	$723,045 (+0.65%)
2024			$718,390
2023	$6,553.00	$583,000 Building $583,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Starry.

Nearby Properties on Unity Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures