St. Johns County property record for 32 Turtleback Trl, Ponte Vedra Beach, FL 32082
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,551 sqft · built 1985 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,000 (Jul 2018) |
| Tax Bill | $5,346 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 062111-0320 |
| Primary APN | 062111-0320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| Gross Area | 1,849 sqft |
| 1st Floor Area | 1,051 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 298 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 138 sqft |
| Deck Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 32 TURTLEBACK TRL |
|---|---|
| City | PONTE VEDRA BEACH |
| State | FL |
| Zip | 32082-2588 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | PUD |
| Legal Description | 15/22-25 TURTLEBACK CROSSING UNIT 1 LOT 32 OR4580/1869 |
| Legal Range | 29E |
| Legal Township | 03S |
| Legal Section | 40 |
| Legal Subdivision | TURTLEBACK CROSSING UNIT 1 |
| Legal Block | 4 |
| Legal Lot Number | 32 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | PONTE VEDRA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20705 |
32 Turtleback Trl, a duplex, is owned and occupied by an individual who bought it in July 2018.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2019 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jan 4, 2021 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jul 17, 2018 | Quit Claim Deed LION TITLE |
| Jul 17, 2018 | Warranty Deed, Transfer · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on File |
| Deed Sale | Jul 17, 2018 · Amount on File |
| Prior Sale | Aug 14, 2015 |
| Deed Document Number | 201850693 |
| Deed Book / Page | 4580 / 1869 |
| Prior Transfer Date | Jul 12, 2018 |
| Prior Transfer Doc | 0045801866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 32 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2588 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047881137 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 4788/1137 |
| Instrument | 2019065011 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 32 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2588 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 32 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2588 |
| Document Number | 0051401918 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 5140/1918 |
| Instrument | 2021000065 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 17, 2018 |
| Property Address | 32 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2588 |
| Document Number | 0045801866 |
| Book / Page | 004580 / 001866 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 50692 |
| Record Updated | Jul 25, 2018 |
| Title Company | LION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 411 WALNUT ST GREEN COVE SPRINGS FL 320433443, GREEN COVE SPRINGS, FL 32043-3443 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 17, 2018 |
| Property Address | 32 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2588 |
| Document Number | 0045801869 |
| Book / Page | 4580 / 1869 |
| Map Reference | MB15 PG22 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 2018050693 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | LION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3813 AVES ISLAND CT, 3813, PUNTA GORDA, FL 33950-8127 |
| Name | Verified Name |
|---|---|
| Address | 32 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2588 |
| Document Number | 2018050694 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 2018050694 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 32 Turtleback Trl was $5,346 with a homeowner's exemption, up 12.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,982 (+2.7%) | $457,270 (+2.24%) Land $110,000 Building $347,270 | |
| 2025 | $5,346.00 (+12.17%) Homeowner's exemption | $410,888 | $447,256 Land $110,000 Building $337,256 |
| 2024 | $4,766.00 (+1.95%) | ||
| 2023 | $4,675.00 (+2.75%) Homeowner's exemption | $387,678 (+3%) | $455,933 (+21.13%) Land $95,000 Building $360,933 |
| 2022 | $4,550.00 Homeowner's exemption | $376,386 | $376,386 Land $78,400 Building $297,986 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Turtleback Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 238 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 238 in force |
| Nearby Flood Claims | 21 (1982–2016) |
| Claims Outside the SFHA | 19 of 21 |
| Most Recent Claim | Nov 2016 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Turtleback Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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