Cecil County property record for 32 Townsend Ct, Rising Sun, MD 21911
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,740 sqft · built 1998 |
| Lot Size | 4.38 acres (190,793 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Apr 2026) |
| Tax Bill | $4,570 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-020365 |
| Primary APN | 09-020365 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,740 sqft Total Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 190,793 sqft (4.38 acres) |
| Garage Type | Attached |
| Garage Area | 649 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 248 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 020365 |
|---|---|
| Street Address | 32 TOWNSEND CT |
| City | RISING SUN |
| State | MD |
| Zip | 21911-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAR |
| Legal Description | LOT 48 - 4.389 ACRES 32 TOWNSEND COURT WELLINGBOROUGH ESTATES |
| Legal Subdivision | TOWNSEND COURT WELLINGBOROUGH ESTATES |
| Legal Lot Number | 48 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 9, CALVERT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30700 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 TOWNSEND CT, RISING SUN, MD 21911-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed, Transfer · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY |
| Apr 4, 2023 | Special Warranty Deed, Transfer · Loan Assumption LAKEVIEW LOAN SERVICING LLC |
| Jan 19, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Apr 4, 2023 · Amount on Record |
| Deed Book / Page | 5773 / 1 |
| Prior Transfer Date | Jan 3, 2022 |
| Prior Transfer Doc | 0050850339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 21, 2026 |
| Property Address | 32 TOWNSEND CT, RISING SUN, MD 21911-1913 |
| Document Number | 5773000001 |
| Book / Page | 5773 / 1 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | KIRK TITLE, KIRSH TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $757,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 TOWNSEND CT, RISING SUN, MD 21911-1913 |
| Document Number | 5773000005, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 5773/5 |
| Name | WILMINGTON SAVINGS FUND SOCIETY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 4, 2023 |
| Property Address | 32 TOWNSEND CT, RISING SUN, MD 21911-1913 |
| Document Number | 0053100205 |
| Book / Page | 5310 / 205 |
| Map Reference | MB PC 689 FO 222 |
| Instrument Date | Mar 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 32 TOWNSEND CT, RISING SUN, MD 21911-1913 |
| Document Number | 0053100210 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 5310/210 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jan 19, 2022 |
| Property Address | 32 TOWNSEND CT, RISING SUN, MD 21911-1913 |
| Document Number | 0050850339 |
| Book / Page | 5085 / 339 |
| Map Reference | MB PC 689 FO 222 |
| Instrument Date | Jan 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 TOWNSEND CT, RISING SUN, MD 21911-1913 |
| Document Number | 0005085343 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 5085/343 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,570.00 (+7.18%) Homeowner's exemption | $415,900 (+5.42%) | $458,700 (+16.27%) Land $153,800 Building $304,900 |
| 2025 | $4,264.00 (+30.4%) Homeowner's exemption | $394,500 (+11.41%) Land $113,900 Building $280,600 | $394,500 (-) Land $113,900 Building $280,600 |
| 2023 | $3,270.00 | $354,100 | $394,500 Land $113,900 Building $280,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
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