32 Townsend Cir, Naperville, IL 60565 Property Records

Will County property record for 32 Townsend Cir, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,068 sqft · built 1990
Lot Size0.061 acres (2,659 sqft)
OwnerTrust Name on File
Last Sale$245,000 (Sep 2015)
Tax Bill$7,732 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-02-06-214-048

Property Details

APN / Parcel Number

Primary APN12-02-06-214-048
Alternative APN
  • 02062140480000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,068 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Exterior MaterialBrick
Construction TypeFrame
Lot Area2,659 sqft (0.061 acres)
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address32 TOWNSEND CIR
CityNAPERVILLE
StateIL
Zip60565-3033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 IN WINCHESTER PLACE SUB, BEING A SUB OF PRT OF THE NE1/4 OF SEC 6, T37N-R10E.
Legal Range10E
Legal Township37N
Legal Section06
Legal SubdivisionWINCHESTER PLACE T.H
Legal Lot Number16
JurisdictionWILL IL
Township / Civil DivisionDU PAGE
Census Block Group1
Census Block1001
Census Tract880119

Owner

32 Townsend Cir is owner-occupied and held in a trust since April 2018.

Source: Will County records, as of August 24, 2026

Owner of RecordTrust Name on File
Mailing Address32 TOWNSEND CIR, NAPERVILLE, IL 60565-3033
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 20, 2019Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA
May 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2015 · Amount on File
Deed SaleSep 15, 2015 · Amount on File
Prior SaleApr 12, 2012 · Amount on File
Deed Document Number201579167
Last Transfer DateApr 30, 2018
Transfer Doc0000035932
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address32 TOWNSEND CIR, NAPERVILLE, IL 60565-3033
Transaction TypeMortgage
Record UpdatedFeb 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133212
DateDec 13, 2021
InstrumentR2021133212
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address32 TOWNSEND CIR, NAPERVILLE, IL 60565-3033
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLYMOUTH TITLE GUARANTY CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043921
DateJun 9, 2020
InstrumentR2020043921
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050
Interest
Rate3.62%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address32 TOWNSEND CIR, NAPERVILLE, IL 60565-3033
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064910
DateSep 20, 2019
InstrumentR2019064910
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term240 Months
DueSep 1, 2039

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWILL IL
Recording DateMay 30, 2018
Property Address32 TOWNSEND CIR, NAPERVILLE, IL 60565-3033
Document Number0000035932
Instrument DateApr 30, 2018
Instrument35932
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address32 TOWNSEND CIR NAPERVILLE IL 605653033, NAPERVILLE, IL 60565-3033

Tax Assessment & Valuation

The 2025 property tax bill for 32 Townsend Cir was $7,732.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionDu Page Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,732.00$133,970 (+8.2%) Land $18,563 Building $115,407$401,910 (+8.2%) Land $55,689 Building $346,221
2024$123,817 Land $17,156 Building $106,661$371,451 Land $51,468 Building $319,983
2022$7,263.00 Homeowner's exemption$111,597 Land $15,462 Building $96,135$334,791 Land $46,386 Building $288,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Townsend Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 units insured
incl. 8 condo units
Nearby Flood Claims1 (1996)
Most Recent ClaimJul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Townsend Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Townsend Cir

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