Essex County and Lynn City property record for 32 Sutcliffe Rd, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1941 |
| Lot Size | 0.122 acres (5,327 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $447,500 (Aug 2019) |
| Tax Bill | $6,565 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:076 L:071 S:015 |
| Primary APN | B:076 L:071 S:015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,632 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,327 sqft (0.122 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Street Address | 32 SUTCLIFFE RD |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 71 |
| Legal Lot Number | 15 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 205300 |
32 Sutcliffe Rd is owned and occupied by two individuals who bought it in August 2019.
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 SUTCLIFFE RD, LYNN, MA 01904-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 30, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WINCHESTER COOPERATIVE BANK |
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit WINCHESTER COOPERATIVE BANK |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE NTWK |
| Aug 29, 2019 | Quit Claim Deed, Transfer · Conventional with PMI WINCHESTER CO-OP BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on File |
| Deed Sale | Aug 29, 2019 · Amount on File |
| Deed Document Number | 2019604975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 32 SUTCLIFFE RD, LYNN, MA 01904-1713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000654032 |
|---|---|
| Date | Sep 30, 2024 |
| Instrument | 654032 |
| Name | WINCHESTER COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Type Change Date | Sep 25, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 32 SUTCLIFFE RD, LYNN, MA 01904-1713 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000646041 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 646041 |
| Name | WINCHESTER COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 32 SUTCLIFFE RD, LYNN, MA 01904-1713 |
| Document Number | 0000620080 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 32 SUTCLIFFE RD LYNN MA 019041713, LYNN, MA 01904-1713 |
| Document Number | 0000620080 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 620080 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Aug 29, 2019 |
| Property Address | 32 SUTCLIFFE RD, LYNN, MA 01904-1713 |
| Document Number | 0000604975 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 604975 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,040.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32 SUTCLIFFE RD LYNN MA 019041713, LYNN, MA 01904-1713 |
| Document Number | 604976 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 604976 |
| Name | WINCHESTER CO-OP BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2049 |
The 2025 property tax bill for 32 Sutcliffe Rd was $6,565, up 5.4% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,565.00 (+5.36%) | $633,700 (+7.1%) Land $201,800 Building $431,900 | $572,090 |
| 2024 | $6,231.00 (+2.15%) | $591,700 (+8.15%) Land $200,500 Building $391,200 | |
| 2023 | $6,100.00 | $547,100 Land $200,500 Building $346,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Sutcliffe Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Sutcliffe Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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