32 Surf Ave, Warwick, RI 02889 Property Records

Warwick City property record for 32 Surf Ave, Warwick, RI 02889 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1925
Square Footage1,759 sqft Living Area
Lot Size5,500 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2025)
Tax Bill$5,340.00 (2025)

Property Details

APN / Parcel Number

Primary APN38001540000
Alternative APNs
  • WARW M:380 B:0154 L:0000
  • 128822
  • 152502

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,759 sqft Living Area
Gross Area2,800 sqft Gross Area
1st Floor951 sqft 1st Floor
Basement Area808 sqft Basement
Unfinished Basement808 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,500 sqft (0.126 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number152502
Street Address32 SURF AVE
CityWARWICK
StateRI
Zip02889-6121
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block154
JurisdictionWARWICK RI
Minor Civil DivisionWARWICK
Census Blockgroup2
Census Block2021
Census Tract21502

Owner

Source: Warwick City records · APN 38001540000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address32 SURF AVE, WARWICK, RI 02889-6121
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2023Deed of Trust, Mortgage · Stand Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Jul 10, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2025 · Amount on Record
Deed SaleJul 10, 2025 · Amount on Record
Prior SaleApr 21, 1995 · Amount on Record
Deed Book / Page10715 / 10
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address32 SURF AVE, WARWICK, RI 02889-6121
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010420-17
DateDec 04, 2023
Book Page10420/17
Instrument12742
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2055

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJul 10, 2025
Property Address32 SURF AVE, WARWICK, RI 02889-6121
Document Number0010715-10
Book / Page10715 / 10
Instrument DateJul 09, 2025
Instrument7724
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 SURF AVE, WARWICK, RI 02889-6121

Mortgage

Document Number0000007725
DateJul 10, 2025
Instrument7725
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,340.00 (+7.99%)$420,500 (+20.66%) Land $187,600 Building $232,900
2024$345,990
2023$4,945.00 (+11.93%)$348,500 (+47.73%) Land $180,500 Building $168,000
2022$4,418.00$235,900 Land $106,100 Building $129,800

Flood & Wildfire

32 Surf Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44003C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Surf Ave

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