32 Sunny Shore Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 32 Sunny Shore Dr, Ormond Beach, FL 32176

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 924 sqft · built 1958
Lot Size0.161 acres (7,006 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Sep 2023)
Tax Bill$5,170 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN4203-06-00-1180

Property Details

APN / Parcel Number

Primary APN4203-06-00-1180
Alternative APNs
  • 32140306001180
  • 03143206001180
  • 3022769.0
  • 3022769

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area924 sqft Living Area
Gross Area1,177 sqft
1st Floor Area924 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,006 sqft (0.161 acres)
Lot Dimensions113 ft deep x 62 ft wide
Garage TypeAttached
Garage Area253 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area321 sqft
Deck Area144 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3022769
Street Address32 SUNNY SHORE DR
CityORMOND BEACH
StateFL
Zip32176-3716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01R4
Legal Description3-14-32 LOT 118 SUNNY SHORES SUB MB 23 PG 144 PER OR 5033 PG 3490 PER OR 6064 PG 1503 PER OR 6644 PG 0317 PER OR 6646 PG 2635 PER OR 6646 PG 2636 PER OR 6646 PG 2637 PER OR 7674 PG 0589 PER OR 8463 PG 3095
Legal Range32E
Legal Township14S
Legal Section03
Legal SubdivisionSUNNY SHORES SUB MB
Legal Tract06
Legal Lot Number118
JurisdictionVOLUSIA FL
Township / Civil DivisionNORTH PENINSULA
Census Block Group3
Census Block3018
Census Tract80300

Owner

Source: Volusia County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address32 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Jul 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Apr 27, 2017Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Mar 29, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2023 · Amount on Record
Deed SaleSep 26, 2023 · Amount on Record
Prior SaleMar 29, 2019 · Amount on Record
Deed Document Number2023195141
Deed Book / Page8463 / 3095
Prior Transfer DateDec 27, 2002
Prior Transfer Doc0049940875
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateSep 26, 2023
Property Address32 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716
Document Number0084633095
Book / Page8463 / 3095
Map ReferenceMB 23 PG 144
Instrument DateSep 21, 2023
Instrument2023195141
Transaction TypeTransfer
Record UpdatedOct 11, 2023
Title CompanySMARTTITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716

Mortgage

Document Number0084633097
DateSep 26, 2023
Instrument8463/3097
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Mortgage

Document Number0084633110
DateSep 26, 2023
Book Page8463/3110
Instrument2023195143
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address32 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716

Mortgage

Document Number0080762466
DateJul 2, 2021
Book Page8076/2466
Instrument2021-155380
Lender
NameCHURCHILL MORTGAGE CORP
TypeLending Institution
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address32 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0073910513
DateApr 27, 2017
Book Page7391/0513
Instrument2017-083727
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMar 29, 2019
Property Address32 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716
Document Number0076740589
Book / Page7674 / 0589
Map ReferenceMB 23 PG 144
Instrument DateMar 28, 2019
Instrument2019-060747
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanySMART TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,459.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32 SUNNY SHORE DR, 32, ORMOND BEACH, FL 32176-3716

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716

Mortgage

Document Number2019060748
DateMar 29, 2019
Instrument2019-060748
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,135 (+0.81%) Land $112,325 Building $164,810$277,135 (+0.81%) Land $112,325 Building $164,810
2025$5,170.00 (+81.66%)$274,913 (+52.21%) Land $112,325 Building $162,588$274,913 (-2.87%) Land $112,325 Building $162,588
2023$2,846.00 (+2.52%) Homeowner's exemption$180,616 (+3%)$283,044 (+24.94%) Land $103,425 Building $179,619
2022$2,776.00 Homeowner's exemption$175,355$226,541 Land $82,863 Building $143,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies391 units insured
incl. 327 condo units
Nearby Flood Claims55 (1981–2024)
Claims Outside the SFHA50 of 55
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Frances, Sep 2004 · 8 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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