32 Summit Dr, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 32 Summit Dr, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,780 sqft · built 2004
Lot Size	0.988 acres (43,044 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Aug 2004)
Tax Bill	$7,699 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094000 279.-3-46`

Property Details

APN / Parcel Number

Primary APN	`094000 279.-3-46`
Alternative APN	`400027900000030460000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,780 sqft Living Area
1st Floor Area	910 sqft
2nd Floor Area	870 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	43,044 sqft (0.988 acres)
Lot Dimensions	241 ft deep x 178 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	32 SUMMIT DR
City	PERU
State	NY
Zip	12972-4657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BELLS QS PL-B-107 LOT 36
Legal Block	3
Legal Lot Number	46.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	2
Census Block	2016
Census Tract	101901

Owner

32 Summit Dr is owned and occupied by an individual who bought it in August 2004.

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	32 SUMMIT DR, PERU, NY 12972-4657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Sep 4, 2020	Warranty Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2004 · Amount on File
Deed Sale	Aug 2, 2004 · Amount on File
Prior Sale	Apr 27, 2004 · Amount on File
Deed Book / Page	20041 / 73018
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	32 SUMMIT DR, PERU, NY 12972-4657
Document Number	0000309837
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 MACEY LN #1 PLATTSBURGH NY 129015923, 1, PLATTSBURGH, NY 12901-5923

Mortgage

Document Number	0000309837
Date	Sep 4, 2020
Instrument	309837

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Sep 4, 2020
Property Address	32 SUMMIT DR, PERU, NY 12972-4657
Document Number	0000309836
Instrument Date	Aug 31, 2020
Instrument	309836
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 MACEY LN #1 PLATTSBURGH NY 129015923, 1, PLATTSBURGH, NY 12901-5923

Mortgage

Document Number	309837
Date	Sep 4, 2020
Instrument	309837

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 32 Summit Dr was $7,699, up 223.9% from the year before.

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,699.00 (+223.9%)
2025	$2,377.00	$361,300 Land $45,300 Building $316,000	$361,300 Land $45,300 Building $316,000
2023		$324,300 Land $37,800 Building $286,500	$324,300 Land $37,800 Building $286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Summit Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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