32 Straits Rd, Chester, CT 06412 Property Records

Chester Town property record for 32 Straits Rd, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,413 sqft · built 2022
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2017)
Tax Bill	$11,671 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:285`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:285`
Alternative APNs	`CSTR M:14 B:285` `00136500` `136500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,413 sqft Living Area
Gross Area	3,216 sqft
Basement Area	1,206 sqft
Unfinished Basement	706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	136500
Street Address	32 STRAITS RD
City	CHESTER
State	CT
Zip	06412-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	285
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1030
Census Tract	600100

Owner

Source: Chester Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 STRAITS RD, CHESTER, CT 06412-1330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Quit Claim Deed, Transfer · Construction Mortgage TORRINGTON SAVINGS BANK
Aug 3, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance KEY BANK NA
Dec 28, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Sep 5, 2017	Warranty Deed, Transfer GUILFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Feb 23, 2015 · Amount on Record
Deed Book / Page	169 / 142
Last Transfer Date	Feb 25, 2022
Transfer Doc	000180-797
Record Updated	Sep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER CT
Recording Date	Feb 28, 2022
Property Address	32 STRAITS RD, CHESTER, CT 06412-1330
Document Number	000180-797
Book / Page	180 / 797
Instrument Date	Feb 25, 2022
Instrument	20220-00000485
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180799
Date	Feb 28, 2022
Instrument	180/799

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER CT
Recording Date	Aug 3, 2020
Property Address	32 STRAITS RD, CHESTER, CT 06412-1330
Document Number	175-233
Book / Page	175 / 233
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	175-235
Date	Aug 3, 2020
Book Page	175/235

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	32 STRAITS RD, CHESTER, CT 06412-1330
Document Number	171-611
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 STRAITS RD CHESTER CT 064121330, CHESTER, CT 06412-1330

Mortgage

Document Number	171-611
Date	Jan 2, 2019
Book Page	000171/000611

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Sep 5, 2017
Property Address	32 STRAITS RD, CHESTER, CT 06412-1330
Document Number	169-142
Book / Page	169 / 142
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	1690144
Date	Sep 5, 2017
Instrument	00169/0144

Lender

Name	GUILFORD SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Sep 5, 2043

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,671.00	$430,990 (+11.25%) Land $63,140 Building $367,850	$301,693 Land $44,198 Building $257,495
2024	$11,671.00 (+1.44%)
2023	$11,505.00 (+111.84%)	$387,390 (+110.44%) Land $63,180 Building $324,210
2022	$5,431.00	$184,090 Land $63,180 Building $120,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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