32 Stony Rdg, Asheville, NC 28804 Property Records

Buncombe County property record for 32 Stony Rdg, Asheville, NC 28804

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,191 sqft · built 1988
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 1995)
Tax Bill	$6,313 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9751-30-8996-C0UU2`

Property Details

APN / Parcel Number

Primary APN	`9751-30-8996-C0UU2`
Alternative APN	`975039966400000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,191 sqft Living Area
Gross Area	3,305 sqft
1st Floor Area	2,191 sqft
Basement Area	1,114 sqft
Unfinished Basement	1,114 sqft
Utility Area	72 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Condo/Apartment
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	574 sqft
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	975039966400000
Street Address	32 STONY RDG
City	ASHEVILLE
State	NC
Zip	28804-1854
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DEED DATE: 02/14/1995 DEE
Legal Description	DEED DATE: 02/14/1995 DEED: 1836-0589 SUBDIV: BEAVERDAM RUN BLOCK: LOT: UU2 SECTION: PLAT: 0055-0075
Legal Subdivision	BEAVERDAM RUN
Legal Lot Number	UU2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	2
Census Block	2020
Census Tract	1700

Owner

32 Stony Rdg, a condominium, is owned and occupied by an individual who bought it in February 1995.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Mailing Address	32 STONY RDG, ASHEVILLE, NC 28804-1854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 1995 · Amount on File
Deed Sale	Feb 14, 1995 · Amount on File
Deed Document Number	0001836589
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	32 STONY RDG, ASHEVILLE, NC 28804-1854
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 STONY RDG, ASHEVILLE, NC 28804-1854

Mortgage

Document Number	0061221748
Date	Sep 21, 2021
Book Page	6122/1748

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	32 STONY RDG, ASHEVILLE, NC 28804-1854
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060591328
Date	May 3, 2021
Book Page	6059/1328

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 32 Stony Rdg was $6,313.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Asheville City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,313.00	$574,700
2023	$5,788.00	$574,700	$574,700 Building $574,700
2021			$574,700 Building $574,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Stony Rdg in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 units insured incl. 14 condo units
Nearby Flood Claims	25 (1979–2024)
Claims Outside the SFHA	9 of 25
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 19 claims Severe Storms, Flooding, Landslides, And Mudslides, Jul 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Stony Rdg is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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