32 Stonewall Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 32 Stonewall Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1979
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$102,500 (Apr 2016)
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18A 1 206`

Property Details

APN / Parcel Number

Primary APN	`18A 1 206`
Alternative APN	`5090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Terrain	Rolling
View / Lot	Corner
Porch	Porch
Porch Area	200 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5090
Street Address	32 STONEWALL RD
City	PALMYRA
State	VA
Zip	22963-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210003297 ASHLAWN-1 LOT 206 12,675 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	20
Legal Lot Number	206
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1026
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 STONEWALL RD, PALMYRA, VA 22963-3324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 6, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2016 · Amount on Record
Deed Sale	Apr 28, 2016 · Amount on Record
Deed Document Number	20161008
Prior Transfer Date	Apr 19, 2016
Prior Transfer Doc	0000001008
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	32 STONEWALL RD, PALMYRA, VA 22963-3324
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003296
Date	Jul 6, 2021
Instrument	210003296

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Jul 6, 2021
Property Address	32 STONEWALL RD, PALMYRA, VA 22963-3324
Document Number	210003297
Map Reference	DB 74 PG 498
Instrument Date	Jun 30, 2021
Instrument	210003297
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 STONEWALL RD, PALMYRA, VA 22963-3324

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,400 (-) Land $30,000 Building $169,400	$199,400 (-) Land $30,000 Building $169,400
2025	$1,505.00 (+28.41%)	$199,400 (+43.56%) Land $30,000 Building $169,400	$199,400 (+43.56%) Land $30,000 Building $169,400
2023		$138,900 Land $30,000 Building $108,900	$138,900 Land $30,000 Building $108,900
2022	$1,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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