32 Stephens Ct, Pontiac, MI 48342 Property Records

Oakland County property record for 32 Stephens Ct, Pontiac, MI 48342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,155 sqft · built 1920
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Jan 2024)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-29-281-007`

Property Details

APN / Parcel Number

Primary APN	`64-14-29-281-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,155 sqft Living Area
1st Floor Area	911 sqft
Basement Area	911 sqft
Unfinished Basement	911 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	116 ft deep x 43 ft wide
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	32 STEPHENS CT
City	PONTIAC
State	MI
Zip	48342-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 29 STEPHENS COURT ADD LOT 9
Legal Range	10E
Legal Township	03N
Legal Section	29
Legal Subdivision	STEPHENS COURT ADD
Legal Lot Number	9
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2015
Census Tract	141600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	80 SAINT LAWRENCE DR, AUBURN HILLS, MI 48326-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 10, 2019	Warranty Deed, Transfer STERLING TITLE AGENCY
Apr 16, 2018	Warranty Deed, Transfer STERLING TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	20243088
Deed Book / Page	59104 / 590
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 9, 2024
Property Address	32 STEPHENS CT, PONTIAC, MI 48342-2353
Document Number	0000003088
Book / Page	59104 / 590
Map Reference	LB 10 PG 14
Instrument Date	Jan 5, 2024
Instrument	3088
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	ALLIANCE TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 STEPHENS CT, PONTIAC, MI 48342-2353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 SAINT LAWRENCE DR, AUBURN HILLS, MI 48326-1437

Mortgage

Document Number	0000004273
Date	Jan 11, 2024
Book Page	59110/456
Instrument	4273

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 10, 2019
Property Address	32 STEPHENS CT, PONTIAC, MI 48342-2353
Document Number	0000110166
Book / Page	53013 / 00093
Map Reference	LB 10 PG 14
Instrument Date	Jul 3, 2019
Instrument	110166
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,216.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4742 TULLAMORE DR, 4742, BLOOMFIELD HILLS, MI 48304-3668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 STEPHENS CT, PONTIAC, MI 48342-2353

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 16, 2018
Property Address	32 STEPHENS CT, PONTIAC, MI 48342-2353
Document Number	0000064966
Book / Page	051726 / 000645
Instrument Date	Mar 29, 2018
Instrument	64966
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	STERLING TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 862 BLOOMFIELD HILLS MI 483030862, BLOOMFIELD HILLS, MI 48303-0862

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 (+14.97%) Homeowner's exemption	$32,040 (+12.54%)	$64,080 (+12.54%)
2024	$1,022.00 (+17.07%)
2023		$28,470	$56,940
2021	$873.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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