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32 State St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 32 State St, Marblehead, MA 01945 · Last verified April 2026

Property Summary

Property TypeDuplex
Details3 bd · 3.5 ba · 3,234 sqft · built 1730
Lot Size0.061 acres (2,666 sqft)
Owner2 Individual Names on File
Last Sale$925,000 (Jun 2007)
Tax Bill$12,767 (2025)
Deeds & MortgagesJun 2025 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNMARB M:0148 B:0040 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0148 B:0040 L:0

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Units2 Units
Stories3 Stories
Building Area3,234 sqft Living Area
Gross Area3,920 sqft
Basement Area980 sqft
Unfinished Basement196 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1730
Effective Year BuiltEffective 1730
Architectural StyleHistorical
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area2,666 sqft (0.061 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address32 STATE ST
CityMARBLEHEAD
StateMA
Zip01945-3539
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block40
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1022
Census Tract203302

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0148 B:0040 L:0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address32 STATE ST, MARBLEHEAD, MA 01945-3539
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITY CREDIT UNION LYNN
May 13, 2020Deed of Trust, Mortgage · ARM
CITIZENS BANK OF RHODE ISLAND
May 24, 2019Deed of Trust, Mortgage
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2007 · Amount on Record
Deed SaleJun 11, 2007 · Amount on Record
Prior SaleMar 07, 2003 · Amount on Record
Deed Book / Page26914 / 172
Transfer Doc34797-258
Record UpdatedJun 08, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address32 STATE ST, MARBLEHEAD, MA 01945-3539
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042780-288
DateJun 18, 2025
Book Page42780/288
Instrument20250618000570
Lender
NameCOMMUNITY CREDIT UNION LYNN
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address32 STATE ST, MARBLEHEAD, MA 01945-3539
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38513-351
DateMay 13, 2020
Book Page38513/351
Instrument20200513003140
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 01, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateJun 01, 2030

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address32 STATE ST, MARBLEHEAD, MA 01945-3539
Document Number37547-274
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 STATE ST MARBLEHEAD MA 019453539, MARBLEHEAD, MA 01945-3539

Mortgage

Document Number37547-274
DateMay 30, 2019
Book Page037547/000274
Instrument1905303990
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueMay 29, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,767.00 (+4.77%)$1,410,700 (+3.73%) Land $694,400 Building $716,300
2024$12,186.00 (+7.98%)$1,360,000 (+20.51%) Land $694,400 Building $665,600
2023$11,285.00$1,128,500 Land $598,200 Building $530,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 47 individual NFIP policies nearby
Nearby Flood Policies49 units insured (2 under condo master policies)
31 of 47 individual policies on primary residences
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024, tidal / storm surge
Flood Events
  • Severe Winter Storm And Flooding (Mar 2018), 3 claims
  • Extreme Weather Conditons And Flooding (Oct 1996), 2 claims
  • Coastal Storms, Flood, Ice & Snow (Feb 1978), 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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