Essex County and Lynn City property record for 32 Spruce St, Lynn, MA 01905
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 912 sqft · built 1986 |
| Lot Size | 0.279 acres (12,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Aug 2026) |
| Tax Bill | $3,401 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B:023 L:382 S:036-002 |
| Primary APN | B:023 L:382 S:036-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 1,475 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,140 sqft (0.279 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 32 SPRUCE ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-1032 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 |
| Legal Subdivision | 30-32 SPRUCE STREET CONDO |
| Legal Block | 382 |
| Legal Lot Number | 36 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 205600 |
32 Spruce St, a condominium, is owned by two individuals who bought it in August 2026.
Source: Essex County and Lynn City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 SPRUCE ST, 32, LYNN, MA 01905-1032 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN ACCEPTANCE MORTGAGE |
| May 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ST JEANS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on File |
| Deed Sale | Aug 27, 2026 · Amount on File |
| Prior Sale | Apr 30, 2001 · Amount on File |
| Deed Document Number | 202620260827004010 |
| Deed Book / Page | 43595 / 343 |
| Prior Transfer Date | Jun 29, 2026 |
| Prior Transfer Doc | 0000004010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Aug 27, 2026 |
| Property Address | 32 SPRUCE ST, LYNN, MA 01905-1032 |
| Document Number | 0000004010 |
| Book / Page | 43595 / 343 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20264010 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 32 SPRUCE ST, 32, LYNN, MA 01905-1032 |
| Document Number | 0000004020, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 43595/349 |
| Instrument | 20264020 |
| Name | AMERICAN ACCEPTANCE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 32 SPRUCE ST, LYNN, MA 01905-1032 |
| Document Number | 35875-506 |
| Book / Page | 035875 / 000506 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35875-506 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 035875/000506 |
| Instrument | 1705180146 |
| Name | ST JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 32 Spruce St was $3,401, down 1.5% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,401.00 (-1.51%) | $330,200 (-0.93%) Building $330,200 | $394,965 (+0.45%) |
| 2025 | $3,453.00 (+6.84%) | $333,300 (+8.6%) Building $333,300 | $393,205 |
| 2024 | $3,232.00 (+3.52%) | $306,900 (+9.61%) Building $306,900 | |
| 2023 | $3,122.00 | $280,000 Building $280,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 32 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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