Nicholas County property record for 32 Spruce St, Canvas, WV 26662
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,624 sqft · built 1913 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $385 (2026) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-2-0050.0000 |
| Primary APN | 06-2-0050.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 87 ft deep x 50 ft wide |
| Terrain | Below Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00610500 |
|---|---|
| Street Address | 32 SPRUCE ST |
| City | CANVAS |
| State | WV |
| Zip | 26662-3800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK I LOT 32 SPRUCE ST |
| Legal Block | I |
| Legal Lot Number | 32 |
| Jurisdiction | NICHOLAS WV |
| Township / Civil Division | BEAVER |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 950500 |
32 Spruce St is owned and occupied by an individual.
Source: Nicholas County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 SPRUCE ST, CANVAS, WV 26662-3800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Apr 29, 2021 | Deed, Transfer · Stand-Alone First Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NICHOLAS WV |
| Recording Date | Sep 5, 2024 |
| Property Address | 32 SPRUCE ST, CANVAS, WV 26662-3800 |
| Document Number | 000569/264 |
| Book / Page | 569 / 264 |
| Instrument Date | Sep 3, 2024 |
| Instrument | 202400005747 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Title Company | BEST TITLE AGENCY, BESTTITLE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000543451 |
|---|---|
| Date | Sep 5, 2024 |
| Instrument | 543/451 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NICHOLAS WV |
| Recording Date | Apr 29, 2021 |
| Property Address | 32 SPRUCE ST, RICHWOOD, WV 26261 |
| Document Number | 000538/142 |
| Book / Page | 538 / 142 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 000516/784 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 516/784 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 32 Spruce St was $385 with a homeowner's exemption, up 169.2% from the year before.
Source: Nicholas County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Nicholas County |
| Municipality | Richwood City |
| Unified School District | Nicholas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385.00 (+169.23%) | $28,380 (-7.07%) Land $1,920 Building $26,460 | $47,300 (-7.07%) Land $3,200 Building $44,100 |
| 2025 | $143.00 Homeowner's exemption | $30,540 Land $1,920 Building $28,620 | $50,900 Land $3,200 Building $47,700 |
| 2023 | $120.00 (-3.23%) Homeowner's exemption | $28,860 (-1.03%) Land $1,920 Building $26,940 | $48,100 (-1.03%) Land $3,200 Building $44,900 |
| 2022 | $124.00 Homeowner's exemption | $29,160 Land $1,920 Building $27,240 | $48,600 Land $3,200 Building $45,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 37 (1979–2016) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Jun 2016 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Spruce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHWOOD WATER DEPT serves 2,480 people · EPA ID WV3303401 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 19 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Feb 2023 Corrosion control Jul 2025 Lead public education Mar 2025 |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Glo Fiber Cable | 1,200 / 50 |
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