32 Spruce Ct, Bedminster, NJ 07921 Property Records

Somerset County and Bedminster Township property record for 32 Spruce Ct, Bedminster, NJ 07921

Property Summary

Property Type	Single Family Home
Details	926 sqft · built 1986
Lot Size	0.012 acres (539 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Jun 2026)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-00059-05-13032-0000-CONDO`

Property Details

APN / Parcel Number

Primary APN	`01-00059-05-13032-0000-CONDO`
Alternative APNs	`010005905030320000CONDO` `0100059000513032 CONDO`

Interior

Building Area	926 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	539 sqft (0.012 acres)

Location & Zoning

Old Parcel Number	010005905030320000CONDO
Street Address	32 SPRUCE CT
City	BEDMINSTER
State	NJ
Zip	07921-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ADDITIONAL LOTS: PINEVALE MODEL D
Legal Subdivision	PINEVALE NBRHD BLDG 130
Legal Block	59.5
Legal Lot Number	13032
Jurisdiction	SOMERSET NJ
Township / Civil Division	BEDMINSTER
Census Block Group	2
Census Block	2006
Census Tract	52906

Owner

Source: Somerset County and Bedminster Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	32 SPRUCE CT, BEDMINSTER, NJ 07921-1630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed, Transfer WESTCOR LAND TITLE
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Nov 15, 2021	Intrafamily Transfer, Transfer
Nov 29, 2017	Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	202615604
Deed Book / Page	7684 / 3353
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	0000067117
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 4, 2026
Property Address	32 SPRUCE CT, BEDMINSTER, NJ 07921-1630
Document Number	0000015604
Book / Page	7684 / 3353
Instrument Date	Apr 21, 2026
Instrument	202615604
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$40,905.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SPRUCE CT, BEDMINSTER, NJ 07921-1630

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	32 SPRUCE CT, BEDMINSTER, NJ 07921-1630
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004282
Date	Jan 20, 2021
Book Page	7299/1282
Instrument	2021004282

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Nov 15, 2021
Property Address	32 SPRUCE CT, BEDMINSTER, NJ 07921-1630
Document Number	0000067117
Book / Page	7401 / 2283
Instrument Date	Oct 28, 2021
Instrument	2021067117
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ANGUS LN, WARREN, NJ 07059-6737

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 29, 2017
Property Address	32 SPRUCE CT, BEDMINSTER, NJ 07921-1630
Document Number	0000047866
Instrument Date	Nov 17, 2017
Instrument	2017047866
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SPRUCE CT, BEDMINSTER, NJ 07921-1630

Mortgage

Document Number	0000047867
Date	Nov 29, 2017
Instrument	2017047867

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bedminster Township
Unified School District	Bedminster Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,000 (+7.23%) Land $178,100 Building $196,900	$375,000 (+7.23%) Land $178,100 Building $196,900
2025	$4,210.00 (+3.01%)	$349,700 (+17.35%) Land $164,900 Building $184,800	$349,700 (+17.35%) Land $164,900 Building $184,800
2024	$4,087.00 (+3.94%)
2023		$298,000 Land $137,500 Building $160,500	$298,000 Land $137,500 Building $160,500
2022	$3,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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