Nassau County and Oyster Bay Town property record for 32 Spencer Dr, Bethpage, NY 11714
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,740 sqft · built 1954 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $383,000 (Nov 2008) |
| Tax Bill | $15,894 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-192-00-0025 |
| Primary APN | 49-192-00-0025 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 418 sqft |
| Finished Basement | 418 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 49192 00250 |
|---|---|
| Street Address | 32 SPENCER DR |
| City | BETHPAGE |
| State | NY |
| Zip | 11714-6110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #3 SCH DIST 018 |
| Legal Subdivision | BETHPAGE ESTS SEC #3 |
| Legal Block | 192 |
| Legal Lot Number | 25 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | OYSTER BAY |
| Census Block Group | 7 |
| Census Block | 7007 |
| Census Tract | 520300 |
32 Spencer Dr is owned and occupied by two individuals who bought it in November 2008.
Source: Nassau County and Oyster Bay Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 SPENCER DR, BETHPAGE, NY 11714-6110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2008 · Amount on File |
| Deed Sale | Nov 25, 2008 · Amount on File |
| Prior Sale | Nov 25, 2008 · Amount on File |
| Deed Document Number | 20081526 |
| Deed Book / Page | 12457 / 491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Apr 8, 2026 |
| Property Address | 32 SPENCER DR, BETHPAGE, NY 11714-6110 |
| Document Number | M484130140 |
| Book / Page | 48413 / 140 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202622624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship, 153 |
| Address | 32 SPENCER DR, BETHPAGE, NY 11714-6110 |
| Document Number | 0000022624, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 48413/140 |
| Instrument | 202622624 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 32 SPENCER DR, BETHPAGE, NY 11714-6110 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0453170028 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 45317/28 |
| Instrument | 2021-053221 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 32 Spencer Dr was $15,894.
Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Oyster Bay Town |
| Unified School District | Plainedge Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508 Land $245 Building $263 | $508,000 | |
| 2025 | $15,894.00 | ||
| 2023 | $15,773.00 Additional exemption filed | $508 Land $245 Building $263 | $508,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32 Spencer Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1984–1985) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1985 · Hurricane Gloria |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32 Spencer Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHPAGE WD serves 33,000 people · EPA ID NY2902817 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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