Dutchess County and Fishkill Town property record for 32 South Ter, Fishkill, NY 12524
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1950 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Mar 2022) |
| Tax Bill | $6,251 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2021 Refinance + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 133089-6156-04-867248-0000 |
| Primary APN | 133089-6156-04-867248-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,104 sqft |
| 1st Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 06867248 |
|---|---|
| Street Address | 32 SOUTH TER |
| City | FISHKILL |
| State | NY |
| Zip | 12524-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | .25 AC (C) 1723 0766 1440 0006 |
| Legal Block | 4 |
| Legal Lot Number | 867 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | FISHKILL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60301 |
32 South Ter is owned and occupied by an individual who bought it in March 2022.
Source: Dutchess County and Fishkill Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 SOUTH TER, FISHKILL, NY 12524-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit HUDSON VLY FCU |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance 3C S DEVELOPMENT LLC |
| Mar 18, 2022 | Deed, Transfer · FHA Mortgage PRIME LENDING INC |
| Jan 25, 2021 | Deed in Lieu of Foreclosure, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on File |
| Deed Sale | Mar 18, 2022 · Amount on File |
| Prior Sale | Mar 9, 2001 · Amount on File |
| Deed Document Number | 20221137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 32 SOUTH TER, FISHKILL, NY 12524-2415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000507 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 507 |
| Name | HUDSON VLY FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 32 SOUTH TER, FISHKILL, NY 12524-2415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005544 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 5544 |
| Name | 3C S DEVELOPMENT LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Mar 18, 2022 |
| Property Address | 32 SOUTH TER, FISHKILL, NY 12524-2415 |
| Document Number | 0000001137 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 2022-1137 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1325 EDWARDS AVE, BRONX, NY 10461-5804 |
| Document Number | 0000001257 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 1257 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Jan 25, 2021 |
| Property Address | 32 SOUTH TER, FISHKILL, NY 12524-2415 |
| Document Number | 0000050325 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 50325 |
| Transaction Type | Foreclosure |
| Record Updated | May 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 475 CROSSPOINT PKWY GETZVILLE NY 140681609, GETZVILLE, NY 14068-1609 |
The 2025 property tax bill for 32 South Ter was $6,251.
Source: Dutchess County and Fishkill Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Fishkill Town |
| Unified School District | Wappingers Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,251.00 | $338,700 (+6.08%) Land $91,300 Building $247,400 | $338,700 (+6.08%) Land $91,300 Building $247,400 |
| 2024 | $319,300 (-) Land $91,300 Building $228,000 | $319,300 (-) Land $91,300 Building $228,000 | |
| 2023 | $319,300 (+6.43%) Land $91,300 Building $228,000 | $319,300 (+6.43%) Land $91,300 Building $228,000 | |
| 2022 | $300,000 Land $83,000 Building $217,000 | $300,000 Land $83,000 Building $217,000 | |
| 2020 | $7,464.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 South Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1999–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 South Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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