32 Smith Rd, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 32 Smith Rd, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 1990
Lot Size	3.7 acres (161,172 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Oct 2020)
Tax Bill	$18,354 (2025)
Deeds & Mortgages	Feb 2020 Refinance Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180520.620`

Property Details

APN / Parcel Number

Primary APN	`180520.620`
Alternative APN	`514889 27.2-6-36.200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,864 sqft Living Area
1st Floor Area	1,184 sqft
2nd Floor Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Raised
Lot Area	161,172 sqft (3.7 acres)
Garage Type	Carport
Garage Area	368 sqft
Carport	Carport
Carport Area	368 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	180520.620
Street Address	32 SMITH RD
City	SAUGERTIES
State	NY
Zip	12477-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	15
Legal Block	6
Legal Lot Number	36.200
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	4
Census Block	4006
Census Tract	950400

Owner

32 Smith Rd is owned by an individual who bought it in October 2020.

Source: Ulster County and Saugerties Town records, as of April 22, 2026

Owner of Record	Individual Name on File
Mailing Address	50 W 15TH ST, 7E, NEW YORK, NY 10011-6873
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MID HUDSON VALLEY FCU
Oct 7, 2020	Deed, Transfer · Stand-Alone First Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Jun 11, 1999 · Amount on File
Deed Document Number	202014446
Deed Book / Page	6686 / 47
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	32 SMITH RD, SAUGERTIES, NY 12477-3227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002396
Date	Feb 18, 2020
Book Page	12000/44
Instrument	2020-2396

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Oct 7, 2020
Property Address	32 SMITH RD, SAUGERTIES, NY 12477-3227
Document Number	0000014446
Book / Page	6686 / 47
Instrument Date	Sep 13, 2020
Instrument	2020-14446
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 W 15TH ST APT 7E, 7E, NEW YORK, NY 10011-6873

Mortgage

Document Number	0000014447
Date	Oct 7, 2020
Instrument	2020-14447

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 32 Smith Rd was $18,354.

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,354.00	$925,000 Land $107,000 Building $818,000	$925,000 Land $107,000 Building $818,000
2023		$847,000 (+21%) Land $103,000 Building $744,000	$847,000 (+21%) Land $103,000 Building $744,000
2022		$700,000 Land $103,000 Building $597,000	$700,000 Land $103,000 Building $597,000
2021	$4,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Smith Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Smith Rd is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 99.6% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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